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src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7272\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-1536x584.png 1536w, 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\/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u9ad8\u7aefHMO\u7684\u9700\u6c42\u91cf\u5f88\u5927<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u6700\u8fd1\uff0c\u767e\u5229\u5bab\u94f6\u884c\u505a\u4e86\u4e00\u4efd\u7814\u7a76\uff0c\u63ed\u793a\u4e86HMO\u5e02\u573a\u7684\u4e00\u4e9b\u6709\u8da3\u7684\u53d8\u5316\u3002\u5728\u8be5\u62a5\u544a\u4e2d\uff0c\u51e0\u4e4e\u4e00\u534a\uff0848%\uff09\u7684\u53d7\u8bbf\u4e1a\u4e3b\u8868\u793a\uff0c\u5728\u8fc7\u53bb\u4e00\u5e74\u4e2d\uff0c\u9ad8\u7aefHMO\u623f\u4ea7\u7684\u9700\u6c42\u5728\u589e\u52a0\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u600e\u4e48\u7406\u89e3\u9ad8\u7aefHMO\u623f\u4ea7\u5462\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u548c\u4e00\u4e9b\u5355\u95f4\u6216\u8005\u53cc\u4eba\u5957\u623f\u4e0d\u4e00\u6837\uff0c\u901a\u5e38\u6765\u8bf4\uff0cHMO\u623f\u4ea7\u90fd\u88ab\u8ba4\u4e3a\u662f\u4e00\u79cd\u6bd4\u8f83\u4f4e\u7aef\u79df\u8d41\u623f\u3002\u592a\u591a\u4eba\u5c45\u4f4f\u4e86\uff0c\u5927\u5bb6\u5f97\u5171\u540c\u5206\u4eab\u5404\u79cd\u516c\u5171\u8bbe\u65bd\uff0c\u635f\u574f\u7387\u4e5f\u6bd4\u8f83\u9ad8\u3002\u6240\u4ee5\uff0cHMO\u79df\u8d41\u623f\u623f\u4e1c\u53ef\u80fd\u53ea\u4f1a\u505a\u4e00\u4e9b\u7b80\u5355\u7684\u88c5\u4fee\u4ee5\u53ca\u914d\u5907\u6bd4\u8f83\u4fbf\u5b9c\u7684\u8bbe\u5907\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u9ad8\u7aefHMO\u5c31\u662f\u76f8\u53cd\u7684\uff0c\u623f\u4e1c\u4eec\u53ef\u80fd\u4f1a\u5f88\u7528\u5fc3\u5730\u6253\u9020\u8fd9\u7c7b\u623f\u4ea7\uff0c\u6bd4\u5982\u505a\u4e00\u4e9b\u9ad8\u7aef\u7684\u88c5\u6f62\uff0c\u4e70\u4e00\u4e9b\u6bd4\u8f83\u597d\u7684\u5bb6\u5177\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u62a5\u544a\u53d1\u73b0\uff0c39%\u7684\u53d7\u8bbf\u8005\u8ba4\u4e3a\uff0c\u4ed6\u4eec\u60f3\u8981\u9ad8\u7aef\u7684HMO\u623f\uff1b\u6b64\u5916\uff0c\u5f88\u591a\u53d7\u8bbf\u8005\u90fd\u5e0c\u671b\u80fd\u591f\u62e5\u6709\u6bd4\u8f83\u597d\u7684\u5bbd\u5e26\uff0c\u8be5\u9700\u6c42\u589e\u52a0\u4e8656%\uff0c\u8fd8\u670939%\u7684\u79df\u6237\u5e0c\u671b\u5f97\u5230\u66f4\u597d\u7684\u5bb6\u5177\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8be5\u62a5\u544a\u8fd8\u53d1\u73b0\uff0c\u666e\u901aHMO\u7684\u76ee\u6807\u79df\u6237\u7c7b\u578b\u901a\u5e38\u4f1a\u662f\u5b66\u751f\u7fa4\u4f53\uff0c\u4ed6\u4eec\u901a\u5e38\u5728\u8bb8\u591a\u670b\u53cb\u4e4b\u95f4\u5206\u4eab\u5927\u578b\u623f\u4ea7\uff0c\u4ee5\u8282\u7ea6\u8d44\u91d1\u3002\u867d\u7136\u5b66\u751f\u4f3c\u4e4e\u4ecd\u5360\u6574\u4f53\u79df\u6237\u7684\u6700\u5927\u6bd4\u4f8b\uff0847%\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u62a5\u544a\u6ce8\u610f\u5230\u4e00\u4e9b\u53d8\u5316\uff1a\u51e0\u4e4e\u4e00\u534a\u7684\u623f\u4e1c\uff0845%\uff09\u8bf4\uff0c\u5728\u8fc7\u53bb\u7684\u4e00\u5e74\u91cc\uff0c\u5e74\u8f7b\u7684\u4e13\u4e1a\u4eba\u58eb\u7684\u9700\u6c42\u6709\u6240\u589e\u52a0\uff0c\u800c23%\u7684\u623f\u4e1c\u53d1\u73b0\u5e74\u9f84\u8f83\u5927\u3001\u8f83\u4e3a\u5bcc\u88d5\u7684\u79df\u6237\u6709\u6240\u589e\u52a0\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e5f\u5c31\u662f\u8bf4\uff0c\u7531\u4e8e\u79df\u6237\u7c7b\u578b\u5728\u53d1\u751f\u6539\u53d8\uff0c\u4eba\u4eec\u5bf9\u9ad8\u7aefHMO\u7684\u9700\u6c42\u65e5\u76ca\u589e\u957f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u867d\u7136\u9ad8\u7aefHMO\u7684\u51fa\u73b0\u53ef\u80fd\u4f1a\u8ba9\u4e00\u4e9b\u623f\u4e1c\u611f\u5230\u754f\u60e7\uff0c\u5927\u5bb6\u60f3\u7740\u7cdf\u7cd5\u4e86\u81ea\u5df1\u662f\u4e0d\u662f\u53c8\u5f97\u82b1\u8840\u672c\uff0c\u8981\u4e0d\u5728\u5e02\u573a\u4e0a\u65e0\u6cd5\u7ade\u4e89\u4e86\uff1f\u6211\u4eec\u8ba4\u4e3a\uff0c\u9ad8\u7aefHMO\u53ef\u80fd\u662f\u503c\u5f97\u6295\u8d44\u7684\u4e1c\u897f\u3002\u5bf9\u4e8e\u90a3\u4e9b\u60f3\u8981\u5438\u5f15\u7279\u5b9a\u79df\u6237\u7c7b\u578b\u7684\u4eba\u6765\u8bf4\uff0c\u6bd4\u5982\u8bf4\u5bcc\u88d5\u7684\u8001\u5e74\u79df\u6237\u6216\u5e74\u8f7b\u7684\u4e13\u4e1a\u4eba\u58eb\uff0c\u53ef\u4ee5\u8003\u8651\u589e\u52a0\u4e00\u4e9b\u989d\u5916\u7684\u529f\u80fd\u6765\u589e\u52a0\u5438\u5f15\u529b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u5229\u7387\u63d0\u9ad81.75%\uff0c\u623f\u4e3b\u9762\u4e34\u98d9\u5347\u7684\u62b5\u62bc\u8d37\u6b3e<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u4e0a\u4e24\u5468\uff0c\u82f1\u56fd\u592e\u884c\u5c06\u57fa\u51c6\u5229\u7387\u63d0\u9ad8\u4e860.5%\uff0c\u628a\u5229\u7387\u6574\u4f53\u63d0\u9ad8\u81f31.75%\uff0c\u8fd9\u662f27\u5e74\u6765\u7684\u6700\u5927\u6da8\u5e45\u3002\u968f\u7740\u5229\u7387\u4e0a\u5347\uff0c\u5404\u4e2a\u5bb6\u5ead\u90fd\u9762\u4e34\u7740\u7ecf\u6d4e\u538b\u529b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e0a\u5468\uff0c\u82f1\u56fd\u592e\u884c\u8b66\u544a\uff0c\u82f1\u56fd\u5c06\u5728\u4eca\u5e74\u51ac\u5929\u8fdb\u5165\u8870\u9000\uff0c\u9884\u8ba1\u7ecf\u6d4e\u5c06\u4e0b\u964d\u591a\u8fbe2.1%\u3002\u901a\u8d27\u81a8\u80c0\u53ef\u80fd\u572810\u6708\u4efd\u8fbe\u523013.3%\u7684\u5cf0\u503c\uff0c\u8fd9\u662f\u81ea1980\u5e749\u6708\u4ee5\u6765\u6700\u9ad8\u6c34\u5e73\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u76ee\u524d\uff0c\u4efb\u4f55\u6301\u6709\u53ef\u53d8\u62b5\u62bc\u8d37\u6b3e\u6216\u8ddf\u8e2a\u62b5\u62bc\u8d37\u6b3e\u7684\u4eba\u90fd\u4f1a\u53d7\u5230\u52a0\u606f\u7684\u5f71\u54cd\u3002\u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5 \u6708\u7684\u516d\u4e2a\u6708\u4e2d\uff0c\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u5df2\u7ecf\u4ee5\u5341\u5e74\u6765\u6700\u5feb\u7684\u901f\u5ea6\u98d9\u5347\u3002\u81ea\u4eca\u5e74\u5e74\u521d\u4ee5\u6765\uff0c\u5178\u578b\u7684\u4e24\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u98d9\u5347\u4e86166%\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6839\u636eTotallyMoney \u7684\u6570\u636e\u663e\u793a\uff0c\u5728\u5229\u7387\u4e3a1.75% \u7684\u60c5\u51b5\u4e0b\uff0c\u4e00\u4e2a\u5178\u578b\u7684\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u5bb6\u5ead\u6bcf\u6708\u5c06\u6bd411 \u6708\u591a\u652f\u4ed8 196\u82f1\u9551\u2014\u2014\u6bcf\u5e74\u989d\u5916\u652f\u4ed82,352 \u82f1\u9551\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Moneycomms \u7684\u4e2a\u4eba\u7406\u8d22\u4e13\u5bb6Andrew Hagger\u8868\u793a\uff1a\u201c\u56fa\u5b9a\u5229\u7387\u7684\u5ba2\u6237\u5c06\u907f\u514d\u76f4\u63a5\u7684\u8d22\u52a1\u75db\u82e6\uff0c\u4f46\u5bf9\u4e8e\u4ed6\u4eec\u4e2d\u7684\u8bb8\u591a\u4eba\u6765\u8bf4\uff0c\u4e0b\u6b21\u4ed6\u4eec\u7684\u62b5\u62bc\u8d37\u6b3e\u4ea4\u6613\u66f4\u65b0\u65f6\uff0c\u6bcf\u6708\u8fd8\u6b3e\u989d\u589e\u52a0\u4e09\u4f4d\u6570\u662f\u4e0d\u53ef\u907f\u514d\u7684\u3002\u201d<\/p>\n<p>&nbsp;<\/p>\n<p>\u636e\u4e86\u89e3\uff0c\u73b0\u5728\u5927\u7ea6 75% \u7684\u62b5\u62bc\u8d37\u6b3e\u6301\u6709\u4eba\u91c7\u7528\u56fa\u5b9a\u5229\u7387\u4ea4\u6613\uff0c\u4e0d\u4f1a\u53d7\u5230\u4eca\u5929\u52a0\u606f\u7684\u5f71\u54cd\u3002\u8fd9\u4e9b\u62b5\u62bc\u8d37\u6b3e\u53ef\u8ba9\u60a8\u5728\u4e00\u6bb5\u65f6\u95f4\u5185\u4ee5\u4e00\u5b9a\u7684\u5229\u7387\u9501\u5b9a\u3002\u4f46\u662f\uff0c\u5f53\u4ed6\u4eec\u7684\u56fa\u5b9a\u4ea4\u6613\u7ed3\u675f\u65f6\uff0c\u8fd9\u4e9b\u623f\u4e3b\u53ef\u80fd\u4f1a\u770b\u5230\u4ed6\u4eec\u7684\u8fd8\u6b3e\u989d\u731b\u589e\uff0c\u4ed6\u4eec\u8981\u4e48\u5bfb\u627e\u53e6\u4e00\u4e2a\u56fa\u5b9a\u4ea4\u6613\uff0c\u8981\u4e48\u8f6c\u5411\u4ed6\u4eec\u63d0\u4f9b\u5546\u7684\u6807\u51c6\u53ef\u53d8\u5229\u7387(SVR)\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>AJ Bell \u4e2a\u4eba\u7406\u8d22\u4e3b\u7ba1Laura 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