{"id":28725,"date":"2022-01-14T16:09:38","date_gmt":"2022-01-14T16:09:38","guid":{"rendered":"https:\/\/lisaslaw.co.uk\/%e5%b7%b2%e6%9c%89%e4%b8%80%e5%a5%97%e5%87%ba%e7%a7%9f%e6%88%bf%ef%bc%8c%e5%86%8d%e4%b9%b0%e4%b8%80%e5%a5%97%e8%87%aa%e4%bd%8f%e6%88%bf%ef%bc%8c%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%ba%8c%e5%a5%97\/"},"modified":"2025-03-11T13:34:17","modified_gmt":"2025-03-11T13:34:17","slug":"%e5%b7%b2%e6%9c%89%e4%b8%80%e5%a5%97%e5%87%ba%e7%a7%9f%e6%88%bf%ef%bc%8c%e5%86%8d%e4%b9%b0%e4%b8%80%e5%a5%97%e8%87%aa%e4%bd%8f%e6%88%bf%ef%bc%8c%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%ba%8c%e5%a5%97","status":"publish","type":"post","link":"https:\/\/lisaslaw.co.uk\/zh-hans\/%e5%b7%b2%e6%9c%89%e4%b8%80%e5%a5%97%e5%87%ba%e7%a7%9f%e6%88%bf%ef%bc%8c%e5%86%8d%e4%b9%b0%e4%b8%80%e5%a5%97%e8%87%aa%e4%bd%8f%e6%88%bf%ef%bc%8c%e5%a6%82%e4%bd%95%e9%81%bf%e5%85%8d%e4%ba%8c%e5%a5%97\/","title":{"rendered":"\u5df2\u6709\u4e00\u5957\u51fa\u79df\u623f\uff0c\u518d\u4e70\u4e00\u5957\u81ea\u4f4f\u623f\uff0c\u5982\u4f55\u907f\u514d\u4e8c\u5957\u623f\u7a0e\u7387\uff1f"},"content":{"rendered":"<p>\u65f6\u95f4\u4e00\u8f6c\u773c\u53c8\u5230\u4e86\u5468\u4e94\u3002\u4e00\u6bb5\u65f6\u95f4\u6ca1\u6709\u53d1\u300a\u838e\u7c89\u6765\u4fe1\u300b\u4e86\uff0c\u4eca\u5929\u4e3d\u838e\u518d\u6765\u8ddf\u5927\u5bb6\u804a\u804a\u4e00\u4f4d\u838e\u7c89\u7684\u63d0\u95ee\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u4f4d\u838e\u7c89\u548c\u4ed6\u7684\u4f34\u4fa3\uff0c\u57282019\u5e746\u6708\u4e70\u4e86\u4e00\u5957\u81ea\u4f4f\u623f\uff0c\u5f53\u65f6\u7684\u623f\u4ef7\u662f217,995\u82f1\u9551\u3002\u90a3\u4e2a\u65f6\u5019\uff0c\u838e\u7c89\u652f\u4ed8\u4e868,399\u9551\u7684\u5370\u82b1\u7a0e\uff0c\u4e5f\u5c31\u662f\u5c5e\u4e8e\u201d\u66f4\u9ad8\u7a0e\u7387\u201c\uff0c\u56e0\u4e3a\u838e\u7c89\u5f53\u65f6\u624b\u4e0a\u8fd8\u6301\u6709\u4e00\u5957\u51fa\u79df\u623f\uff08Buy-to-let\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u73b0\u5728\uff0c\u838e\u7c89\u548c\u4ed6\u7684\u4f34\u4fa3\uff0c\u6253\u7b97\u4ece\u76ee\u524d\u7684\u81ea\u4f4f\u623f\uff0c\u642c\u5230\u53e6\u4e00\u5957\u9884\u8ba1\u5c06\u57282023\u5e742\u6708\u5b8c\u5de5\u7684\u65b0\u5efa\u623f\uff0c\u8fd9\u5957\u65b0\u623f\u7684\u623f\u4ef7\u662f560,000\u9551\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u56e0\u4e3a\u4e0d\u60f3\u8981\u6709\u201dChain\u201c\u7684\u95ee\u9898\uff0c\u6240\u4ee5\u838e\u7c89\u6253\u7b97\u76ee\u524d\u5148\u5c06\u81ea\u4f4f\u623f\u7ed9\u5356\u4e86\uff0c\u7136\u540e\u79df\u623f\u5b50\uff0c\u7b49\u5230\u65f6\u65b0\u5efa\u623f\u76d6\u597d\uff0c\u518d\u642c\u5230\u65b0\u623f\uff08\u6216\u8005\u5e94\u8be5\u8bf4\u65b0\u623f\u53ef\u4ee5\u8ba2\u4e0b\u6765\uff08Reserve\uff09\u4ed6\u4eec\u5c31\u53ef\u4ee5\u76f4\u63a5\u8ba2\u4e86\uff0c\u4e0d\u5fc5\u88ab\u9501\u5728\u5197\u957f\u7684\u201dChain\u201c\u5f53\u4e2d\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\uff08\u6ce8\uff1a\u8fd9\u91cc\u6240\u8bf4\u7684\u201dChain\u201c\u662f\u6307\uff0c\u5356\u5bb6\u8981\u5148\u4e70\u5230\u4ed6\/\u5979\u8981\u4e70\u7684\u7269\u4e1a\uff0c\u624d\u80fd\u628a\u4ed6\/\u5979\u7684\u7269\u4e1a\u5356\u7ed9\u4e70\u5bb6\uff1b\u90a3\u5982\u679c\u5356\u5bb6\u770b\u4e2d\u7684\u7269\u4e1a\u7684\u5356\u5bb6\uff0c\u4e5f\u50cf\u662f\u8fd9\u6837\u9700\u8981\u4e70\u5230\uff08\u65b0\uff09\u7269\u4e1a\u624d\u80fd\u628a\u539f\u7269\u4e1a\u5356\u51fa\u7684\u8bdd\uff0c\u90a3\u4e48\u201dChain\u201c\uff08\u94fe\u6761\uff09\u5c31\u4f1a\u8d8a\u957f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u822c\u6765\u8bf4\uff0cChain\u8d8a\u957f\u3001\u6210\u4ea4\u5c31\u4f1a\u8d8a\u5927\u673a\u4f1a\u201d\u65ad\u94fe\u201c\uff0c\u56e0\u4e3a\u201d\u94fe\u201c\u8d8a\u957f\u3001\u9700\u8981\u4f9d\u8d56\u7684\u5c42\u5c31\u8d8a\u591a\u3002\u5c31\u7b97\u6210\u529f\u8d2d\u4e70\u4e86\uff0c\u53ef\u80fd\u90fd\u8981\u5f88\u957f\u7684\u6210\u4ea4\u671f\uff0c\u6574\u4e2a\u65f6\u95f4\u4f1a\u88ab\u62c9\u957f\u3002\uff09<\/p>\n<p>&nbsp;<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-6951\" src=\"\/wp-content\/uploads\/2024\/12\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled.jpg\" alt=\"\" width=\"2560\" height=\"853\" data-id=\"6951\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><strong>\u800c\u838e\u7c89\u7684\u95ee\u9898\u662f\uff1a<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u524d\u6240\u8bf4\uff0c\u4ed6\u4eec\u60f3\u8981\u5148\u5c06\u539f\u6765\u7684\u81ea\u4f4f\u623f\u7ed9\u5356\u4e86\u3002\u8fd9\u6837\u7684\u8bdd\uff0c\u4f1a\u7275\u6d89\u5230\u600e\u6837\u7684\u5370\u82b1\u7a0e\u5462\uff1f\u4f9d\u7136\u4f1a\u662f\u66f4\u9ad8\u7a0e\u7387\uff08Higher Rate\uff09\u5417\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u5230\u65f6\u8981\u4e70\u4e0b\u65b0\u623f\u7684\u65f6\u5019\uff0c\u663e\u7136\u539f\u6765\u7684\u81ea\u4f4f\u623f\u5e94\u8be5\u5df2\u7ecf\u5356\u6389\u4e86\uff0c\u90a3\u4e48\u838e\u7c89\u624b\u4e0a\u5c31\u53ea\u6709\u539f\u672c\u90a3\u5957\u51fa\u79df\u623f\uff08Buy-to-let\uff09\uff1b\u838e\u7c89\u7684\u7406\u89e3\u662f\uff0c\u5728\u51fa\u79df\u623f\u4e0d\u53d8\u7684\u60c5\u51b5\u4e0b\uff0c\u838e\u7c89\u7b49\u4e8e\u53ea\u662f\u5728\u201d\u66f4\u6362\u81ea\u4f4f\u623f\u201c\uff08\u4e3b\u8981\u4f4f\u623f\uff09\uff0c\u90a3\u4e48\u662f\u4e0d\u662f\u5c31\u4e0d\u9700\u8981\u9002\u7528\u201d\u66f4\u9ad8\u7a0e\u7387\u201c\u4e86\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd8\u662f\u8bf4\uff0c\u838e\u7c89\u5728\u4e70\u4e0b\u65b0\u623f\u7684\u65f6\u5019\uff08\u5b8c\u6210\u4ea4\u6613\u65f6\uff09\u9700\u8981\u5148\u652f\u4ed8\u201d\u66f4\u9ad8\u7a0e\u7387\u201c\uff0c\u7136\u540e\u56e0\u4e3a\u539f\u6765\u7684\u201d\u81ea\u4f4f\u623f\u201c\u5df2\u7ecf\u5356\u6389\u4e86\uff0c\u6240\u4ee5\u53ef\u4ee5\u518d\u53bb\u7533\u8bf7\u201d\u9000\u8d39\u201c\uff0c\u628a\u5dee\u989d\u7ed9\u62ff\u56de\u6765\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u838e\u7c89\u7684\u7406\u89e3\u5176\u5b9e\u5927\u90e8\u5206\u662f\u6b63\u786e\u7684\uff0c\u53ea\u662f\u5728\u4e00\u4e9b\u7ec6\u8282\u7684\u64cd\u4f5c\u4e0a\u9700\u8981\u6f84\u6e05\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u9996\u5148\uff0c\u4e3d\u838e\u5148\u89e3\u7b54\u6982\u5ff5\u4e0a\u7684\u95ee\u9898\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5c31\u662f\u8bf4\uff0c\u867d\u7136\u838e\u7c89\u524d\u524d\u540e\u540e\uff0c\u4f9d\u7136\u4f1a\u7ee7\u7eed\u6301\u6709\uff08\u539f\u6765\u7684\uff09\u4e00\u5957Buy-to-let\u623f\u4ea7\u3002\u4e0d\u8fc7\u7531\u4e8e\u5728\u8fd9\u91cc\uff0c\u838e\u7c89\u5b9e\u9645\u4e0a\u662f\u6267\u884c\u201d\u66f4\u6362\u4e3b\u8981\u4f4f\u623f\u201c\uff08Main Residence\uff09\uff0c\u6240\u4ee5\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u838e\u7c89\u5df2\u7ecf\u65e0\u987b\u518d\u652f\u4ed8\u201d\u66f4\u9ad8\u7a0e\u7387\u201c\uff0c\u800c\u662f\u5728\u8d2d\u4e70\u65b0\u623f\u7684\u65f6\u5019\uff0c\u53ea\u8981\u652f\u4ed8\u666e\u901a\u7684\u201d\u6807\u51c6\u7a0e\u7387\u201c\uff08Standard Rate\uff09\u5373\u53ef\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u503c\u5f97\u6307\u51fa\u7684\u4e00\u70b9\u662f\uff0c\u6839\u636e\u838e\u7c89\u7684\u63cf\u8ff0\uff0c\u4ed6\u4eec\u6253\u7b97\u5148\u628a\u73b0\u5728\u7684\u81ea\u4f4f\u623f\u5356\u6389\uff0c\u4e4b\u540e\u518d\u53bb\u8d2d\u4e70\u65b0\u623f\uff0c\u6240\u4ee5\u4ece\u7a0b\u5e8f\u4e0a\u800c\u8a00\uff0c\u5c4a\u65f6\u7531\u4e8e\u4ed6\u4eec\u8d2d\u4e70\u65b0\u623f\u7684\u5f53\u4e0b\uff0c\u539f\u81ea\u4f4f\u623f\u5df2\u7ecf\u5356\u6389\u4e86\uff0c\u6240\u4ee5\u4ed6\u4eec\u53ea\u9700\u8981\u76f4\u63a5\u652f\u4ed8\u201dStandard Rate\u201c\uff0c\u800c\u4e0d\u9700\u8981\u50cf\u838e\u7c89\u6700\u540e\u4e00\u4e2a\u95ee\u9898\u6240\u8bf4\u7684\uff0c\u8fd8\u5f97\u5148\u652f\u4ed8Higher Rate\u540e\uff0c\u518d\u53bb\u7533\u8bf7\u9000\u8d39\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u91cc\u7684\u5370\u82b1\u7a0e\u653f\u7b56\u5176\u5b9e\u662f\u8fd9\u6837\u7406\u89e3\u7684\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ee5\u4e0a\u8ff0\u838e\u7c89\u7684\u60c5\u51b5\u6765\u8bf4\uff0c\u9664\u975e\u662f\u8bf4\uff0c\u838e\u7c89\u5728\u8d2d\u4e70\u65b0\u623f\u7684\u5f53\u4e0b\uff08\u5f53\u5929\uff09\uff0c\u4ecd\u7136\u6301\u6709\u539f\u6765\u90a3\u5957\u81ea\u4f4f\u623f\uff0c\u8be5\u5957\u81ea\u4f4f\u623f\u8fd8\u6ca1\u5356\u51fa\u53bb\uff0c\u90a3\u8fd9\u6837\u7684\u8bdd\uff0c\u5728\u8d2d\u4e70\u65b0\u623f\u7684\u65f6\u5019\u5c31\u4f1a\u89e6\u53d1\u201d\u66f4\u9ad8\u7a0e\u7387\u201c\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5176\u540e\uff0c\u53ea\u8981\u838e\u7c89\u53ef\u4ee5\u5728\u8d2d\u4e70\u65b0\u623f\u76843\u5e74\u5185\uff0c\u628a\u539f\u6765\u90a3\u5957\u81ea\u4f4f\u623f\u7ed9\u5356\u6389\uff0c\u90a3\u4e48\u838e\u7c89\u5c31\u53ef\u4ee5\u53bb\u7533\u8bf7\u201d\u9000\u8d39\u201c\uff0c\u4e5f\u5c31\u662fHigher Rate\u548cStandard Rate\u4e4b\u95f4\u7684\u201d\u5dee\u989d\u201c\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u8bf4\uff0c\u838e\u7c89\u65e0\u6cd5\u5728\u201d\u8be53\u5e74\u5185\u201c\u628a\u539f\u6765\u7684\u81ea\u4f4f\u623f\u7ed9\u5356\u51fa\u7684\u8bdd\uff0c\u838e\u7c89\u5fc5\u987b\u8981\u8bc1\u660e\u81ea\u5df1\u6709\u201d\u7279\u6b8a\u7406\u7531\u201c\uff08Exceptional circumstances\uff09\uff0c\u9000\u8d39\u7684\u7533\u8bf7\u624d\u6709\u53ef\u80fd\u88ab\u63a5\u53d7\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6839\u636e\u82f1\u56fd\u7a0e\u5c40\u7684\u6307\u5bfc\u6587\u4ef6\uff0c\u5176\u201d\u7279\u6b8a\u7406\u7531\u201c\u53ef\u4ee5\u662f\u6bd4\u5982\u8bf4\uff0c\u5f53\u4e8b\u4eba\u53d7\u5230\u65b0\u51a0\u75ab\u60c5\u3001\u653f\u5e9c\u5c01\u57ce\u63aa\u65bd\u7684\u5f71\u54cd\uff0c\u5bfc\u81f4\u4ea4\u6613\u906d\u5230\u5ef6\u540e\u3001\u65e0\u6cd5\u5982\u671f\u5b8c\u6210\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5f53\u7136\u8fd9\u4e5f\u4e0d\u662f\u8bf4\uff0c\u5b8c\u5168\u53ea\u6709\u75ab\u60c5\u7684\u7406\u7531\u624d\u662f\u53ef\u4ee5\u7684\u3002\u5982\u679c\u5f53\u4e8b\u4eba\u6709\u5176\u4ed6\u7279\u6b8a\u4e14\u5408\u7406\u7684\u7406\u7531\uff0c\u4e5f\u662f\u53ef\u80fd\u88ab\u63a5\u53d7\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5177\u4f53\u60c5\u51b5\u5982\u679c\u60a8\u6709\u7591\u95ee\uff0c\u5efa\u8bae\u60a8\u8fdb\u4e00\u6b65\u54a8\u8be2\u4e3d\u838e\u7684\u4e13\u4e1a\u7a0e\u52a1\u56e2\u961f\uff0c\u4ee5\u53ca\u623f\u4ea7\u6cd5\u5f8b\u56e2\u961f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-7109\" src=\"\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7109\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" 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having any interest\uff09\uff1b\u7b80\u8a00\u4e4b\u5e76\u975e\u592b\u59bb\u7684\u5171\u540c\u8d22\u4ea7\uff0c\u662f\uff08\u5a5a\u524d\uff09\u5404\u81ea\u62e5\u6709\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e8e\u662f\u8fd9\u6837\u7684\u524d\u63d0\u4e0b\uff0c\u53cc\u65b9\u4e00\u8d77\u4f4f\u5728\u5176\u4e2d\u4e00\u65b9\u7684\u623f\u5b50\u91cc\uff08\u6bd4\u5982\u8001\u516c\u548c\u8001\u5a46\u90fd\u4e00\u8d77\u4f4f\u5728\u8001\u516c\u5a5a\u524d\u4e70\u7684\u623f\u5b50\u91cc\uff09\uff1b\u90a3\u4e48\uff0c\u5f53\u8001\u516c\u628a\u4ed6\u7684\u623f\u5b50\u7ed9\u5356\u4e86\uff0c\u592b\u59bb\u53cc\u65b9\u518d\u4e00\u8d77\u8d2d\u4e70\u4e00\u5957\u65b0\u623f\u5171\u540c\u5c45\u4f4f\u65f6\uff0c\u592b\u59bb\u53cc\u65b9\u7b49\u4e8e\u662f\u66f4\u6362\u4ed6\u4eec\u7684\u201d\u4e3b\u8981\u4f4f\u623f\u201c\uff08Main residence\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u6b64\u4e00\u6765\uff0c\u7531\u4e8e\u53e6\u4e00\u65b9\uff08\u8001\u5a46\uff09\u540d\u4e0b\u672c\u6765\u5c31\u7528\u6765\u51fa\u79df\u7684\u623f\u5b50\uff0c\u539f\u672c\u5c31\u4e0d\u5c5e\u4e8e\u592b\u59bb\u5171\u540c\u8d22\u4ea7\uff1b\u56e0\u6b64\uff0c\u8fd9\u5957\u51fa\u79df\u623f\u4ecd\u7136\u53ef\u4ee5\u7ee7\u7eed\u4fdd\u7559\u4e0b\u6765\uff0c\u5e76\u4e14\u4e0d\u4f1a\u89e6\u53d1\u201d\u66f4\u9ad8\u7a0e\u7387\u201c\uff08Higher Rates\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-6909\" src=\"\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1.jpg\" alt=\"\" width=\"2560\" height=\"846\" data-id=\"6909\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1.jpg 2560w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-300x99.jpg 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1024x338.jpg 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-768x254.jpg 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1536x508.jpg 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-2048x677.jpg 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1320x436.jpg 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-600x198.jpg 600w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u2192 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