{"id":28872,"date":"2021-09-13T14:29:59","date_gmt":"2021-09-13T14:29:59","guid":{"rendered":"https:\/\/lisaslaw.co.uk\/%e4%b8%80%e6%89%8b%e4%b9%b0%e6%88%bf%e4%b8%80%e6%89%8b%e5%8d%96%e6%88%bf%ef%bc%8c%e8%b5%b6%e5%9c%a8%e6%9c%88%e5%ba%95%e5%89%8d%e4%ba%ab%e6%9c%89%e9%a2%9d%e5%a4%96%e7%a8%8e%e5%8a%a1%e4%bc%98%e6%83%a0\/"},"modified":"2025-03-10T09:08:00","modified_gmt":"2025-03-10T09:08:00","slug":"%e4%b8%80%e6%89%8b%e4%b9%b0%e6%88%bf%e4%b8%80%e6%89%8b%e5%8d%96%e6%88%bf%ef%bc%8c%e8%b5%b6%e5%9c%a8%e6%9c%88%e5%ba%95%e5%89%8d%e4%ba%ab%e6%9c%89%e9%a2%9d%e5%a4%96%e7%a8%8e%e5%8a%a1%e4%bc%98%e6%83%a0","status":"publish","type":"post","link":"https:\/\/lisaslaw.co.uk\/zh-hans\/%e4%b8%80%e6%89%8b%e4%b9%b0%e6%88%bf%e4%b8%80%e6%89%8b%e5%8d%96%e6%88%bf%ef%bc%8c%e8%b5%b6%e5%9c%a8%e6%9c%88%e5%ba%95%e5%89%8d%e4%ba%ab%e6%9c%89%e9%a2%9d%e5%a4%96%e7%a8%8e%e5%8a%a1%e4%bc%98%e6%83%a0\/","title":{"rendered":"\u4e00\u624b\u4e70\u623f\u4e00\u624b\u5356\u623f\uff0c\u8d76\u5728\u6708\u5e95\u524d\u4eab\u6709\u989d\u5916\u7a0e\u52a1\u4f18\u60e0\uff1f"},"content":{"rendered":"<p>\u5728\u770b\u4e86\u4e3d\u838e\u4e0a\u5468\u56db\u7684\u6587\u7ae0\u540e\uff08\u300a\u7537\u53cb\u9080\u8bf7\u540c\u4f4f\u4f46\u8981\u6536\u79df\uff0c\u5973\u53cb\u672a\u6765\u53ef\u83b7\u623f\u4ea7\u4efd\u989d\u5417\uff1f\u300b\uff09\uff0c\u4e00\u4f4d\u838e\u7c89\u6839\u636e\u81ea\u5df1\u7684\u60c5\u51b5\u5411\u4e3d\u838e\u63d0\u51fa\u4e86\u5ef6\u4f38\u63d0\u95ee\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u4f4d\u838e\u7c89\u4e5f\u6253\u7b97\u642c\u53bb\u548c\u7537\u53cb\u540c\u4f4f\u3002\u4e0d\u8fc7\u4e0d\u540c\u4e8e\u5468\u56db\u6587\u7ae0\u7684\u4f8b\u5b50\uff0c\u5979\u662f\u60f3\u548c\u7537\u53cb\u4e00\u8d77\u4e70\u4e00\u5957\u623f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u7537\u53cb\u76ee\u524d\u540d\u4e0b\u6ca1\u6709\u623f\u4ea7\uff0c\u4e5f\u90fd\u6ca1\u6709\u4e70\u8fc7\u623f\u5b50\uff0c\u5c5e\u4e8e\u9996\u6b21\u8d2d\u623f\u8005\uff08First-time 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https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1024x338.jpg 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-768x254.jpg 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1536x508.jpg 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-2048x677.jpg 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1320x436.jpg 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-600x198.jpg 600w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" 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decoding=\"async\" class=\"aligncenter size-full wp-image-7109\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7109\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u90a3\u7537\u53cb\u7684\u201c\u9996\u8d2d\u8005\u4f18\u60e0\u201d\u5462\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u5f88\u53ef\u60dc\u7684\u662f\uff0c\u76ee\u524d\u5370\u82b1\u7a0e\u653f\u7b56\u4e2d\u7684\u201c\u9996\u8d2d\u8005\u4f18\u60e0\u201d\u53ea\u6709\u5728\u6240\u6709\u201c\u5171\u540c\u4e70\u623f\u201d\u8005\u90fd\u662fFirst-time buyer\u7684\u60c5\u51b5\u4e0b\u624d\u80fd\u4eab\u6709\uff0c\u5c31\u662f\u8bf4\u838e\u7c89\u548c\u7537\u53cb\u53cc\u65b9\u90fd\u5fc5\u987b\u662f\u201c\u9996\u8d2d\u8005\u201d\uff1b\u5426\u5219\u7684\u8bdd\u662f\u4e0d\u80fd\u4eab\u6709\u8fd9\u7c7b\u4f18\u60e0\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u8868\u793a\uff0c\u5373\u4fbf\u7537\u53cb\u505a\u4e3aFirst-time buyer\u548c\u838e\u7c89\u4e00\u8d77\u4e70\u623f\uff0c\u4ed6\u4eec\u4e70\u8fd9\u5957\u623f\u662f\u4e0d\u80fd\u591f\u4eab\u6709\u201c\u9996\u8d2d\u8005\u4f18\u60e0\u201d\u7684\uff1b\u5373\u4fbf\u838e\u7c89\u628a\u539f\u6765\u7684\u623f\u5b50\u5356\u4e86\uff0c\u5979\u4e5f\u4e0d\u80fd\u88ab\u89c6\u4e3aFirst-time buyer\u4e86\u3002<\/p>\n<p>&nbsp;<\/p>\n<ol start=\"2\">\n<li>\u5982\u679c\u628a\u81ea\u5df1\u7684\u623f\u4ea7\u7559\u4e0b\u6765\uff0c\u6539\u6210\u51fa\u79df\uff1a<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u6837\u7684\u8bdd\uff0c\u838e\u7c89\u548c\u7537\u53cb\u4e00\u8d77\u4e70\u65b0\u623f\uff0c\u4e0d\u4ec5\u4e0d\u80fd\u591f\u4eab\u6709\u201c\u9996\u8d2d\u8005\u4f18\u60e0\u201d\uff0c\u8fd8\u9700\u8981\u56e0\u4e3a\u838e\u7c89\u5c5e\u4e8e\u8d2d\u4e70\u201c\u7b2c\u4e8c\u5957\u623f\u201d\u800c\u9700\u8981\u652f\u4ed8\u201c\u66f4\u9ad8\u5370\u82b1\u7a0e\u201d\uff08Higher rates\uff09\uff0c\u4e5f\u5c31\u662f\u6839\u636e\u539f\u7a0e\u7387\u518d\u52a0\u4e0a\u989d\u5916\u76843%\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e0d\u8fc7\u4e3d\u838e\u8fd8\u8981\u63d0\u9192\uff0c\u5982\u679c\u838e\u7c89\u60f3\u8981\u5c06\u539f\u6765\u7684\u623f\u5b50\u53d8\u6210\u51fa\u79df\u7684\u8bdd\uff08\u4e5f\u5c31\u662f\u201c\u4e70\u623f\u51fa\u79df\u201d\uff09\uff0c\u5982\u679c\u838e\u7c89\u539f\u6765\u8fd9\u5957\u623f\u5b50\u4ecd\u7136\u5728\u507f\u8fd8\u8d37\u6b3e\uff1b\u90a3\u4e48\uff0c\u80fd\u4e0d\u80fd\u628a\u623f\u4ea7\u6539\u6210\u201c\u4e70\u623f\u51fa\u79df\u201d\u5c31\u4e0d\u662f\u838e\u7c89\u81ea\u5df1\u4e00\u4e2a\u4eba\uff08\u6216\u548c\u7537\u53cb\uff09\u8981\u8003\u8651\u7684\u95ee\u9898\u4e86\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u662f\u56e0\u4e3a\uff0c\u838e\u7c89\u8fd8\u9700\u8981\u83b7\u5f97\u8d37\u6b3e\u94f6\u884c\u7684\u540c\u610f\uff0c\u624d\u80fd\u628a\u623f\u5b50\u4ece\u539f\u6765\u7684\u201c\u81ea\u4f4f\u623f\u201d\u6539\u6210\u201c\u51fa\u79df\u623f\u201d\u7528\u9014\uff08Buy-to-Let\uff09\uff0c\u5e76\u628a\u539f\u672c\u7684\u4f4f\u623f\u8d37\u6b3e\u6539\u6210Buy-to-Let\uff08\u4e70\u623f\u51fa\u79df\uff09\u8d37\u6b3e\uff0dPermission to Let\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u53e6\u5916\uff0c\u5728\u548c\u7537\u53cb\u8d2d\u4e70\u65b0\u623f\u7684\u65f6\u5019\uff0c\u5982\u679c\u540c\u6837\u9700\u8981\u8d37\u6b3e\uff0c\u94f6\u884c\u4e5f\u4f1a\u53bb\u8bc4\u4f30\uff0c\u838e\u7c89\u662f\u5426\u6709\u80fd\u529b\uff0c\u80fd\u591f\u507f\u8fd8\u4e24\u4efd\u8d37\u6b3e\uff0c\u838e\u7c89\u57fa\u672c\u662f\u9700\u8981\u8ba9\u94f6\u884c\u76f8\u4fe1\u81ea\u5df1\u6709\u80fd\u529b\uff0c\u53ef\u4ee5\u627f\u62c5\u652f\u4ed8\u66f4\u591a\u8d37\u6b3e\u624d\u53ef\u4ee5\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-6951\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled.jpg\" alt=\"\" width=\"2560\" height=\"853\" data-id=\"6951\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u9664\u4e86\u5370\u82b1\u7a0e\uff0c\u8fd8\u5f97\u8003\u8651\u201d\u623f\u4ea7\u5171\u6709\u6743\u201c\u7684\u95ee\u9898\uff01<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3d\u838e\u66fe\u7ecf\u8bf4\u8fc7\uff0c\u5728\u5171\u540c\u4e70\u623f\u7684\u201d\u4ea7\u6743\u6a21\u5f0f\u201c\u4e0a\uff0c\u53ef\u4ee5\u533a\u5206\u6210\u201cTenancy in Common\u201d\uff08\u4e00\u822c\u5171\u6709\u5236\uff09\u548c\u201cJoint Tenancy\u201d\uff08\u8054\u5408\u5171\u6709\u5236\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728Tenancy in common\u4e4b\u4e0b\uff0c\u53cc\u65b9\u6240\u5360\u6709\u7684\u201d\u4ea7\u6743\u6bd4\u4f8b\u201c\uff0c\u662f\u5f88\u660e\u786e\u7684\uff1b\u53cd\u4e4b\uff0c\u5982\u679c\u662fJoint Tenancy\uff0c\u5c31\u4e0d\u4f1a\u660e\u786e\u5730\u8868\u660e\uff0d\u6301\u6709\u4ea7\u6743\u7684\u4efb\u4f55\u4e00\u65b9\uff0c\u5728\u8be5\u623f\u4ea7\u4e2d\u6240\u62e5\u6709\u7684\u5177\u4f53\u4efd\u989d\u4e3a\u4f55\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3e\u4f8b\u8bf4\u660e\uff1a<\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li>A\u548cB\u4e00\u8d77\u4e70\u4e86\u4e00\u5957\u516c\u5bd3\uff0c\u5e76\u4e14\u4ee5Tenancy in common\u7684\u5f62\u5f0f\u6765\u5171\u540c\u62e5\u6709\u623f\u5b50\u7684\u4ea7\u6743\uff1b\u90a3\u4e48\uff0c\u8fd9\u79cd\u60c5\u51b5\u4e0b\u5c31\u4f1a\u5f88\u8be6\u7ec6\u5730\u8868\u660e\uff0cA\u548cB\u5728\u8be5\u623f\u4ea7\u4e2d\u6240\u5404\u81ea\u62e5\u6709\u7684\u5177\u4f53\u4ea7\u6743\u4efd\u989d\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>\u50cf\u662fA\u6301\u670950%\uff0cB\u4e5f\u6301\u670950%\uff1b\u6216\u8005\u8bf4A\u6301\u670930%\uff0cB\u5219\u6301\u670970%&#8230;&#8230;<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u201dTenancy in Common\u201c\u53ef\u81ea\u7531\u8f6c\u8ba9\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u5c31\u662f\u8bf4\uff0c\u53cc\u65b9\u5982\u679c\u662f\u4ee5Tenancy in common\u7684\u5f62\u5f0f\uff0c\u6765\u5171\u540c\u6301\u6709\u4e00\u5957\u623f\u4ea7\uff1b\u90a3\u4e48\uff0c\u8fd9\u7c7b\u201d\u4ea7\u6743\u6a21\u5f0f\u201c\u662f\u5141\u8bb8\u201d\u4ea7\u6743\u5171\u6709\u8005\u201c\u7684\u5176\u4e2d\u4e00\u65b9\uff0c\u5728\u4e0d\u7ecf\u8fc7\u53e6\u5916\u4e00\u65b9\u540c\u610f\u7684\u60c5\u51b5\u4e0b\uff0c\u81ea\u7531\u5730\u8f6c\u8ba9\u81ea\u5df1\u5728\u8be5\u623f\u4ea7\u4e2d\u6240\u62e5\u6709\u7684\u5168\u90e8\u4efd\u989d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ee5\u4e0a\u9762\u63d0\u5230\u7684A\u548cB\u6765\u4e3e\u4f8b\uff0c\u5047\u8bbeA\u6301\u670930%\u7684\u4ea7\u6743\uff0c\u90a3\u4e48A\u5c31\u80fd\u591f\u81ea\u7531\u5730\u628a\u8fd930%\u8f6c\u8ba9\u7ed9\uff08\u5176\u4ed6\uff09\u4efb\u4f55\u4eba\uff1b\u5e76\u4e14\uff0c\u751a\u81f3\u5b8c\u5168\u4e0d\u9700\u8981\u544a\u77e5\u53e6\u4e00\u4f4d\u4ea7\u6743\u5171\u6709\u4eba\uff08B\uff09\uff0c\u4e0d\u9700\u8981\u4e8b\u5148\u83b7\u5f97B\u7684\u540c\u610f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u518d\u8fdb\u4e00\u6b65\u8bf4\uff0c\u5982\u679cA\u672a\u6765\u6709\u7acb\u9057\u5631\u8868\u660e\uff0c\u8981\u628a\u8fd930%\u7684\u4ea7\u6743\u7559\u7ed9\u8c01\u7684\u8bdd\uff08\u6bd4\u5982\u7559\u7ed9A\u7684\u5f1f\u5f1f\uff09\uff0c\u90a3\u4e48\u5c4a\u65f6\u8fd9\u4efd\u9057\u5631\u5c31\u4f1a\u662f\u6709\u6548\u7684\uff0cA\u53ef\u4ee5\u81ea\u7531\u9009\u62e9\u8981\u628a\u8fd930%\u7559\u7ed9\u4efb\u4f55\u4eba\u3002<\/p>\n<p>&nbsp;<\/p>\n<ol start=\"2\">\n<li>\u5047\u5982A\u548cB\u4e00\u8d77\u4e70\u4e86\u4e00\u5957\u623f\uff0c\u5728Joint tenancy\u4e4b\u4e0b\uff0c\u5e76\u4e0d\u4f1a\u6e05\u6670\u8868\u660e\u201dA\u548cB\u5404\u81ea\u62e5\u6709\u4e86\u591a\u5c11\u6bd4\u4f8b\u201c\uff0c\u5c31\u50cf\u5171\u540c\u62e5\u6709\u4e00\u9505\u6c64\u90a3\u6837\uff0c\u5f88\u96be\u5212\u5206\u51fa\u54ea\u4e9b\u662f\u5c5e\u4e8eA\u7684\uff0c\u54ea\u4e9b\u662f\u5c5e\u4e8eB\u7684\u3002<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>\u5728\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u6301\u6709\u623f\u4ea7\u7684\u53cc\u65b9\uff0c\u5c31\u65e0\u6cd5\u81ea\u7531\u5730\u8bf4\u8981\u5c06\u623f\u5b50\u7684\u4e00\u90e8\u4efd\u8f6c\u7ed9\u4efb\u4f55\u4eba\u3002\u56e0\u4e3a\u8fd9\u65f6\u5019\u5982\u679c\u60f3\u8981\u8f6c\u8ba9\u623f\u4ea7\u7684\u8bdd\uff0c\u5c31\u5fc5\u987b\u662f\u201c\u5168\u90e8\u4efd\u989d\u201d\u7684\u8f6c\u8ba9\uff0c\u5c31\u50cf\u662f\u628a\u6574\u9505\u6c64\u90fd\u7aef\u7ed9\u4e86\u522b\u4eba\u7684\u610f\u601d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u56e0\u6b64\uff0c\u5982\u679c\u60f3\u8981\u201d\u623f\u4ea7\u8f6c\u8ba9\u201c\uff0c\u5c31\u5fc5\u987b\u8981\u201c\u623f\u4ea7\u5171\u6709\u7684\u53cc\u65b9\u201d\uff08A+B\uff09\u90fd\u540c\u610f\u8f6c\u8ba9\u624d\u53ef\u4ee5\uff0c\u4e00\u53a2\u60c5\u613f\u662f\u7edd\u5bf9\u4e0d\u884c\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u8fd9\u7c7b\u623f\u5c4b\u7684\u8f6c\u8ba9\u8fc7\u7a0b\u4e2d\uff0c\u623f\u4ea7\u7684\u6240\u6709\u201d\u5171\u6709\u8005\u201c\u90fd\u5fc5\u987b\u5728\u5408\u540c\u4e0a\u7b7e\u5b57\uff0c\u8868\u8fbe\u540c\u610f\uff0c\u5426\u5219\u623f\u4ea7\u662f\u65e0\u6cd5\u6210\u529f\u5b8c\u6210\u8f6c\u8ba9\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u540c\u6837\u7684\uff0c\u8fd9\u4e5f\u5c31\u4ee3\u8868\u4e86\uff0c\u5982\u679c\u4eca\u5929A\u6216B\u7684\u4efb\u4f55\u4e00\u65b9\uff0c\u5199\u4e86\u9057\u5631\u8bf4\u8981\u628a\u623f\u5b50\u7559\u7ed9\u5176\u4ed6\u4efb\u4f55\u4eba\uff1b\u53ea\u8981\u5171\u540c\u62e5\u6709\u623f\u4ea7\u7684\u53e6\u4e00\u65b9\u6ca1\u6709\u540c\u610f\uff0c\u90a3\u5c31\u662f\u884c\u4e0d\u901a\u7684\uff0c\u9057\u5631\u4e5f\u57fa\u672c\u662f\u65e0\u6548\u7684\u4e86\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u800c\u4e14\uff0c\u5728Joint tenancy\u4e4b\u4e0b\uff0c\u5047\u8bbeA\u53bb\u4e16\u4e86\uff0c\u90a3\u8be5\u623f\u4ea7\u7684\u5168\u90e8\u4ea7\u6743\u5c31\u81ea\u52a8\u843d\u5230B\u624b\u4e0a\uff1b\u800c\u5982\u679cB\u53bb\u4e16\u4e86\uff0c\u5176\u5168\u90e8\u4ea7\u6743\u4e5f\u4f1a\u81ea\u52a8\u5f52\u5230A\u7684\u624b\u4e0a\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u5c31\u662f\u4e3a\u4ec0\u4e48\u4f1a\u8bf4\uff0c\u4e00\u822c\u670b\u53cb\u4e4b\u95f4\u5982\u679c\u642d\u4f19\u4e70\u623f\u7684\u8bdd\uff0c\u662f\u4e0d\u5efa\u8bae\u9009\u62e9\u201cJoint Tenancy\u201d\uff0c\u56e0\u4e3a\u8fd9\u5bf9\u5404\u81ea\u5f53\u4e8b\u4eba\u90fd\u662f\u964d\u4f4e\u4e86\u76f8\u5bf9\u7684\u81ea\u7531\u5ea6\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7185\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7185\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/LisaKnows-Banner-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u5ef6\u4f38\u8ba8\u8bba\uff1a\u60c5\u4fa3\u540c\u5c45\u8fd8\u53ef\u8003\u8651\u7b7e\u7f72\u201c\u540c\u5c45\u534f\u8bae\u201d<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u6211\u4eec\u518d\u4e3e\u4e2a\u4f8b\u5b50\uff1a\u6bd4\u5982\u8bf4\uff0c\u6709\u4e00\u5bf9\u540c\u5c45\u4f34\u4fa3\uff0c\u4e00\u76f4\u4ee5\u6765\u90fd\u50cf\u662f\u4e00\u4e2a\u5bb6\u5ead\u5355\u4f4d\u90a3\u6837\u751f\u6d3b\u7740\uff0c\u4fe9\u4eba\u4e5f\u5171\u540c\u517b\u80b2\u4e86\u5b69\u5b50\uff1b\u5176\u4e2d\u4e00\u65b9\u4e3b\u8981\u8d1f\u8d23\u5728\u5916\u5de5\u4f5c\u8d5a\u94b1\u517b\u5bb6\uff0c\u800c\u53e6\u4e00\u65b9\u5219\u6ca1\u6709\u5de5\u4f5c\u3001\u5168\u5fc3\u5168\u610f\u7167\u987e\u7740\u5bb6\u5ead\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u4eca\u5929\u8fd9\u662f\u4e00\u5bf9\u5df2\u7ecf\u7ed3\u5a5a\u7684\u5408\u6cd5\u914d\u5076\uff0c\u7136\u540e\u79bb\u5a5a\u4e86\uff0c\u6cd5\u5b98\u5728\u505a\u79bb\u5a5a\u5224\u51b3\u7684\u65f6\u5019\uff0c\u57fa\u672c\u4f1a\u628a\u53cc\u65b9\u5bf9\u4e8e\u5bb6\u5ead\u7684\u8d21\u732e\u89c6\u4e3a\u4e00\u81f4\u7684\uff1b\u4e5f\u5c31\u662f\u4e0d\u8bba\u662f\u8d1f\u8d23\u8d5a\u94b1\u517b\u5bb6\u8fd8\u662f\u8d1f\u8d23\u7167\u987e\u5bb6\u91cc\u7684\uff0c\u53cc\u65b9\u5bf9\u4e8e\u4e00\u4e2a\u5bb6\u5ead\u7684\u4ed8\u51fa\u4e00\u822c\u90fd\u662f\u540c\u7b49\u91cd\u8981\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u6cd5\u5b98\u5728\u5224\u51b3\u7684\u65f6\u5019\u4e00\u822c\u4f1a\u516c\u5e73\u5730\u8ba9\u4e4b\u524d\u4e00\u76f4\u5728\u7167\u987e\u5bb6\u5ead\u800c\u65e0\u6cd5\u5916\u51fa\u5de5\u4f5c\u7684\u90a3\u65b9\uff0c\u83b7\u5f97\u76f8\u5e94\u7684\u8d22\u4ea7\u6765\u652f\u6301\u4ed6\u6216\u5979\u79bb\u5a5a\u540e\u7684\u751f\u6d3b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u53ef\u662f\u8fd9\u4e00\u70b9\u5982\u679c\u653e\u5230\u540c\u5c45\u4f34\u4fa3\uff08Cohabitation\uff09\u4e0a\u5c31\u975e\u5e38\u4e0d\u4e00\u6837\u4e86\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u540c\u5c45\u4f34\u4fa3\u5e76\u6ca1\u6709\u50cf\u7ed3\u5a5a\u914d\u5076\u90a3\u6837\u53d7\u5230\u6cd5\u5f8b\u7684\u4fdd\u969c\uff0c\u56e0\u6b64\u4eca\u5929\u5047\u82e5\u5176\u4e2d\u4e00\u65b9\u5728\u8fc7\u53bb\u4ee5\u6765\u4e00\u76f4\u90fd\u8d1f\u8d23\u7167\u987e\u5bb6\u5ead\u800c\u6ca1\u6709\u5916\u51fa\u5de5\u4f5c\u7684\u8bdd\uff0c\u90a3\u4e48\u4e00\u65e6\u53cc\u65b9\u5206\u624b\u540e\uff0c\u662f\u5f88\u96be\u56e0\u4e3a\u8fc7\u53bb\u5bf9\u4e8e\u5bb6\u5ead\u7684\u8d21\u732e\u800c\u5f97\u5230\u4ec0\u4e48\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6700\u7cdf\u7cd5\u7684\u60c5\u51b5\u4e0b\uff0c\u5047\u5982\u5f53\u4e8b\u4eba\u624b\u8fb9\u8fd8\u6ca1\u6709\u4efb\u4f55\u5b58\u6b3e\u6216\u623f\u4ea7\u7b49\u7684\u8bdd\uff0c\u4e00\u65f6\u4e4b\u95f4\u987f\u5931\u7ecf\u6d4e\u6765\u6e90\uff0c\u6050\u6015\u8fde\u7ef4\u6301\u6b63\u5e38\u751f\u6d3b\u90fd\u4f1a\u6709\u56f0\u96be\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u56e0\u6b64\uff0c\u5bf9\u4e8e\u8fd9\u7c7b\u60c5\u51b5\u6765\u8bf4\uff0c\u6bd4\u8f83\u76f4\u63a5\u7684\u5efa\u8bae\u662f\uff0c\u5f53\u53cc\u65b9\u60f3\u8981\u8fdb\u5165\u4e00\u6bb5\u540c\u5c45\u5173\u7cfb\u4e4b\u524d\uff0c\u6700\u597d\u767d\u7eb8\u9ed1\u5b57\u5148\u62df\u5b9a\u597d\u4e00\u4efd\u201c\u540c\u5c45\u534f\u8bae\u201d\uff08Cohabitation Agreement\uff0c\u6216\u8005\u4e5f\u6709\u4eba\u5c06\u5176\u79f0\u4e4b\u4e3a\u201cLiving Together Agreement\u201d\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u603b\u7684\u6765\u8bf4\uff0c\u201c\u540c\u5c45\u534f\u8bae\u201d\u6307\u7684\u5c31\u662f\u53cc\u65b9\u4e8b\u5148\u8ba2\u597d\u4e00\u4efd\u50cf\u5408\u540c\u7684\u6587\u4ef6\uff0c\u5217\u6e05\u695a\u53cc\u65b9\u5728\u8fd9\u6bb5\u540c\u5c45\u5173\u7cfb\u4e2d\u7684\u201c\u804c\u8d23\u201d\uff0c\u4ee5\u53ca\u5c06\u6765\u82e5\u662f\u5206\u624b\u7684\u8bdd\uff0c\u53cc\u65b9\u5728\u623f\u4ea7\u6216\u5176\u4ed6\u8d22\u4ea7\uff0c\u4ee5\u53ca\u5b69\u5b50\u7684\u629a\u517b\u6743\u7b49\u65b9\u9762\uff0c\u90fd\u8981\u5982\u4f55\u89c4\u5212\u548c\u5b89\u6392\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u53cc\u65b9\u5bf9\u4e8e\u5404\u79cd\u4e8b\u9879\u7684\u5206\u914d\u6216\u5b89\u6392\uff0c\u5c3d\u91cf\u662f\u5217\u5f97\u8be6\u7ec6\u4e00\u70b9\uff0c\u4ee5\u514d\u4e4b\u540e\u51fa\u73b0\u6b67\u4e49\u800c\u9020\u6210\u66f4\u5927\u7684\u7ea0\u7eb7\uff0c\u6216\u8005\u9700\u8981\u82b1\u8d39\u66f4\u591a\u7684\u91d1\u94b1\u3001\u65f6\u95f4\u548c\u5fc3\u529b\u53bb\u8655\u7406\u9019\u4e9b\u7cfe\u7d1b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u201c\u540c\u5c45\u534f\u8bae\u201d\u53ef\u4ee5\u7531\u5f53\u4e8b\u53cc\u65b9\uff0c\u4e00\u8d77\u627e\u4e00\u4e2a\u53ef\u4fe1\u8d56\u548c\u6709\u4fe1\u8a89\u7684\u4e13\u4e1a\u5f8b\u5e08\uff0c\u534f\u52a9\u8d77\u8349\u548c\u89c1\u8bc1\uff0c\u4ee5\u786e\u4fdd\u6587\u4ef6\u7684\u5408\u6cd5\u6027\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u534f\u8bae\u7684\u5185\u5bb9\u4e00\u822c\u53ef\u4ee5\u89c4\u5b9a\uff0c\u5f53\u4e8b\u4eba\u53cc\u65b9\u4e00\u65e6\u7ec8\u7ed3\u540c\u5c45\u5173\u7cfb\u7684\u8bdd\uff0c\u5728\u623f\u5c4b\u6216\u5176\u4ed6\u8d22\u4ea7\uff0c\u4ee5\u53ca\u5bb6\u5ead\u5b69\u5b50\u7b49\u7b49\u65b9\u9762\u8be5\u5982\u4f55\u5206\u914d\uff1b\u53c8\u6216\u8005\u8c01\u8be5\u8d1f\u8d23\u652f\u4ed8\u8d61\u517b\u8d39\uff0c\u8d39\u7528\u53c8\u662f\u591a\u5c11\uff0c\u53cc\u65b9\u5c06\u5728\u54ea\u91cc\u751f\u6d3b\uff0c\u5171\u540c\u7684\u623f\u4ea7\u5c06\u4f1a\u88ab\u51fa\u552e\u8fd8\u662f\u4fdd\u7559\u4e0b\u6765\u7b49\u7b49\u7684\u95ee\u9898\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 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Trust\uff09\u7684\u65b9\u9762\uff0c\u4e3d\u838e\u8fd1\u671f\u624d\u521a\u5199\u8fc7\u4e00\u7bc7\u5b8c\u6574\u8bf4\u660e\u6587\u7ae0\uff0c\u5efa\u8bae\u5927\u5bb6\u53ef\u4ee5\u70b9\u6b64\u590d\u4e60\uff1a\u300a\u623f\u5b50\u5230\u624b\u5c31\u5206\u624b\uff01\u5408\u4f19\u4e70\u623f\u524d\uff0c\u8fd9\u7eb8\u6587\u4ef6\u7adf\u5982\u6b64\u91cd\u8981\uff1f\u300b<\/p>\n<p>&nbsp;<\/p>\n<p>\u4eca\u5929\u7684\u6587\u7ae0\u5c31\u5230\u8fd9\u8fb9\uff0c\u5982\u679c\u60a8\u5bf9\u4e8e\u6587\u7ae0\u5185\u5bb9\uff0c\u6216\u8005\u5176\u4ed6\u82f1\u56fd\u6cd5\u5f8b\u65b9\u9762\uff0c\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u90fd\u6b22\u8fce\u8fdb\u4e00\u6b65\u54a8\u8be2\u4e3d\u838e\u5f8b\u5e08\u884c\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4efb\u4f55\u82f1\u56fd\u7a0e\u52a1\u65b9\u9762\u7684\u95ee\u9898\uff0c\u4e5f\u53ef\u4ee5\u8054\u7cfb\u54a8\u8be2\u4e3d\u838e\u4f1a\u8ba1\u884c\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u89c9\u5f97\u4e3d\u838e\u7684\u6587\u7ae0\u4e0d\u9519\uff1f\u8bf7\u4e0d\u8981\u541d\u4e8e\u70b9\u8d5e\u548c\u8f6c\u53d1\uff01\u60a8\u7684\u652f\u6301\u662f\u4e3d\u838e\u7ee7\u7eed\u524d\u8fdb\u7684\u52a8\u529b\uff0c\u6211\u4eec\u5c06\u5c3d\u529b\u4e3a\u838e\u7c89\u4eec\u63d0\u4f9b\u6700\u65b0\u6700\u5168\u7684\u5b9e\u7528\u4fe1\u606f\u3002<\/p>\n<p>&nbsp;<\/p>\n<blockquote>\n<p style=\"text-align: center;\">&gt; \ud83d\udcf1 \u4e3d\u838e\u7684\u201c\u638c\u4e0a\u5f8b\u5e08\u201d\u670d\u52a1 \ud83d\udcf1 &lt;<\/p>\n<\/blockquote>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7088\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Mobile-App-banner-Chinese-1.gif\" alt=\"\" width=\"1438\" height=\"810\" data-id=\"7088\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u838e\u7c89\u4eec\u5bf9\u4e8e\u4e3d\u838e\u7684\u201c\u638c\u4e0a\u5f8b\u5e08\u201d\u670d\u52a1\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u6216\u8005\u60f3\u8981\u4e86\u89e3\u5982\u4f55\u4f7f\u7528\u4e3d\u838eAPP\uff0c\u838e\u7c89\u4eec\u53ef\u70b9\u51fb\u8fd9\u91cc \u2193<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/lisaslaw.co.uk\/zh-hant\/%e6%82%a8%e7%9a%84%e6%8e%8c%e4%b8%8a%e5%be%8b%e5%b8%88%e8%a1%8c%ef%bc%9a%e5%a6%82%e4%bd%95%e4%bd%bf%e7%94%a8%e4%b8%bd%e8%8e%8eapp%ef%bc%9f\/\">\u300a\u60a8\u7684\u638c\u4e0a\u5f8b\u5e08\u884c\uff1a\u5982\u4f55\u4f7f\u7528\u4e3d\u838eAPP\uff1f\u300b<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3d\u838e\u4ee5\u7b80\u6613\u56fe\u8868\uff0c\u4e00\u6b65\u4e00\u6b65\u5e26\u60a8\u4f7f\u7528\u4e3d\u838e\u5f8b\u5e08\u884c\u7684\u4e13\u5c5eAPP\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u60a8\u548c\u6211\u4eec\u53ea\u6709\u4e00\u952e\u4e4b\u9694\u3002<strong>\u59d4\u6258\u6211\u4eec\uff0c\u60a8\u5b8c\u5168\u53ef\u4ee5\u66f4\u52a0\u7701\u65f6\u7701\u529b<\/strong>\u3002\u5bf9\u4e8e\u4f4f\u5f97\u8fdc\u7684\u838e\u7c89\uff0c<strong>\u60a8\u66f4\u53ef\u4ee5\u7701\u4e0b\u8f66\u8d39\u548c\u821f\u8f66\u52b3\u987f<\/strong>\u3002\u4e3d\u838e\u53ea\u60f3\u4e3a\u60a8\u505a\u5f97\u66f4\u597d\u3002<strong>\u60a8\u8bf4\uff0c\u6211\u4eec\u505a\uff01\u59d4\u6258\u4e3d\u838e\uff0c\u4ece\u6765\u6ca1\u6709\u5982\u6b64\u7b80\u5355\u8fc7\uff01<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u838e\u7c89\u4eec\u5bf9\u4e8e\u4e3d\u838e\u7684\u201c\u638c\u4e0a\u5f8b\u5e08\u201d\u670d\u52a1\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u6216\u8005\u6709\u5176\u4ed6\u6cd5\u5f8b\u95ee\u9898\uff0c\u90fd\u53ef\u4ee5\u76f4\u63a5\u8054\u7cfb<strong>\u4e3d\u838e\u5f8b\u5e08\u884c\uff08www.lisaslaw.co.uk\uff09<\/strong>\uff0c\u6216\u8005\u901a\u8fc7\u6211\u4eec<strong>\u65d7\u4e0b<\/strong><strong>\u5b98\u7f51<\/strong>\u548c<strong>\u300a\u4e3d\u838e\u77e5\u9053\u300b\u5fae\u4fe1\u516c\u4f17\u53f7\uff08UK-LISA\uff09<\/strong>\uff0c<strong>\u5b98\u65b9\u5fae\u535a\uff08www.weibo.com\/lisaslaw\uff09<\/strong>\u54a8\u8be2\u4e3d\u838e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p 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