{"id":28926,"date":"2021-07-26T15:08:43","date_gmt":"2021-07-26T15:08:43","guid":{"rendered":"https:\/\/lisaslaw.co.uk\/%e6%8a%8a%e6%88%bf%e4%ba%a7%e8%b5%a0%e4%ba%88%e6%88%96%e4%be%bf%e5%ae%9c%e7%a7%9f%e7%bb%99%e5%ad%a9%e5%ad%90%ef%bc%8c%e9%83%bd%e6%9c%89%e5%93%aa%e4%ba%9b%e7%a8%8e%e5%8a%a1%e6%88%96%e6%b3%95%e5%be%8b\/"},"modified":"2025-03-10T07:16:11","modified_gmt":"2025-03-10T07:16:11","slug":"%e6%8a%8a%e6%88%bf%e4%ba%a7%e8%b5%a0%e4%ba%88%e6%88%96%e4%be%bf%e5%ae%9c%e7%a7%9f%e7%bb%99%e5%ad%a9%e5%ad%90%ef%bc%8c%e9%83%bd%e6%9c%89%e5%93%aa%e4%ba%9b%e7%a8%8e%e5%8a%a1%e6%88%96%e6%b3%95%e5%be%8b","status":"publish","type":"post","link":"https:\/\/lisaslaw.co.uk\/zh-hans\/%e6%8a%8a%e6%88%bf%e4%ba%a7%e8%b5%a0%e4%ba%88%e6%88%96%e4%be%bf%e5%ae%9c%e7%a7%9f%e7%bb%99%e5%ad%a9%e5%ad%90%ef%bc%8c%e9%83%bd%e6%9c%89%e5%93%aa%e4%ba%9b%e7%a8%8e%e5%8a%a1%e6%88%96%e6%b3%95%e5%be%8b\/","title":{"rendered":"\u628a\u623f\u4ea7\u8d60\u4e88\u6216\u4fbf\u5b9c\u79df\u7ed9\u5b69\u5b50\uff0c\u90fd\u6709\u54ea\u4e9b\u7a0e\u52a1\u6216\u6cd5\u5f8b\u554f\u984c\uff1f"},"content":{"rendered":"<p>\u804a\u5230\u201d\u4e70\u623f\u201c\u8fd9\u4e2a\u8bdd\u9898\uff0c\u73b0\u4ee3\u793e\u4f1a\u5f88\u5e38\u51fa\u73b0\u7684\u60c5\u51b5\u662f\uff0c\u7236\u6bcd\u5e2e\u5b50\u5973\u4e70\u623f\uff0c\u6216\u8005\u8bf4\u76f4\u63a5\u4e00\u70b9\uff0c\u7236\u6bcd\u628a\u540d\u4e0b\u7684\u623f\uff0c\u8f6c\u7ed9\u5b50\u5973\u5c45\u4f4f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u901a\u8fc7\u8fd9\u6837\u7684\u65b9\u5f0f\uff0c\u53ef\u4ee5\u8ba9\u5e74\u8f7b\u7684\u5b50\u5973\u66f4\u5feb\u767b\u4e0a\u201d\u4e70\u623f\u9636\u68af\u201c\u6216\u201d\u6709\u623f\u4e00\u65cf\u201c\uff1b\u53e6\u4e00\u65b9\u9762\u6765\u8bf4\uff0c\u4e0d\u5c11\u7236\u6bcd\u4e5f\u4f1a\u89c9\u5f97\u628a\u623f\u7559\u7ed9\u6216\u9001\u7ed9\u5b50\u5973\uff0c\u662f\u4e2a\u5212\u7b97\u7684\u6295\u8d44\uff0c\u4e00\u5b9a\u7a0b\u5ea6\u4e5f\u53ef\u80fd\u8fbe\u5230\u201d\u8282\u7a0e\u201c\u7684\u76ee\u7684\uff08\u5f53\u7136\uff0c\u901a\u5e38\u66f4\u591a\u7684\u7236\u6bcd\u628a\u623f\u5b50\u7ed9\u5b50\u5973\u4f4f\uff0c\u53ea\u662f\u51fa\u4e8e\u7231\u81ea\u5df1\u7684\u5b69\u5b50\uff0c\u60f3\u8981\u5b69\u5b50\u4e0d\u5fc5\u90a3\u4e48\u8f9b\u82e6\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6b64\u5916\uff0c\u9664\u4e86\u628a\u623f\u4ea7\u201d\u8d60\u4e88\u201c\u7ed9\u5b69\u5b50\uff0c\u6709\u4e9b\u7236\u6bcd\u4e5f\u4f1a\u60f3\u8bf4\uff0c\u662f\u5426\u53ef\u4ee5\u628a\u591a\u9980\u7684\u623f\u4ea7\u4ee5\u201d\u51fa\u79df\u201c\u7684\u5f62\u5f0f\u79df\u7ed9\u5b69\u5b50\uff0c\u8fd9\u79cd\u51fa\u79df\u53ef\u4ee5\u662f\u540d\u4e49\u4e0a\u7684\uff08\u4e0d\u6536\u94b1\uff09\u4ea6\u6216\u4ee5\u4f4e\u4e8e\u5e02\u4ef7\u7684\u5f62\u5f0f\uff0c\u53ea\u8ddf\u5b69\u5b50\u610f\u601d\u610f\u601d\u6536\u4e00\u70b9\u79df\u91d1\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u4e9b\u4e0d\u540c\u7684\u64cd\u4f5c\u65b9\u5f0f\uff0c\u662f\u5426\u771f\u5982\u60f3\u50cf\u4e2d\u90a3\u4e48\u7b80\u5355\uff0c\u6216\u8005\u53c8\u4f1a\u7275\u6d89\u5230\u54ea\u4e9b\u7a0e\u52a1\u95ee\u9898\uff1f\u672c\u7bc7\u6587\u7ae0\u5c06\u4f1a\u7ed9\u5927\u5bb6\u505a\u4e2a\u6574\u7406\u548c\u8bf4\u660e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-6951\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled.jpg\" alt=\"\" width=\"2560\" height=\"853\" data-id=\"6951\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u9996\u5148\uff0c\u628a\u623f\u4ea7\u201d\u8d60\u4e0e\u201c\u7ed9\u5b69\u5b50\uff0c\u4f1a\u7275\u6d89\u5230\u4ec0\u4e48\u7a0e\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u8bb8\u591a\u4eba\u6700\u76f4\u63a5\u60f3\u5230\u7684\u7b2c\u4e00\u70b9\uff0c\u5e94\u8be5\u5c31\u662f\u9057\u4ea7\u7a0e\uff08Inheritance Tax\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u60f3\u628a\u623f\u4ea7\u8d60\u4e0e\u7ed9\u5b69\u5b50\uff0c\u5e76\u4e14\u60f3\u8981\u907f\u514d\u6389\u201d\u9057\u4ea7\u7a0e\u201c\u7684\u8bdd\uff0c\u9700\u8981\u628a\u63e1\u4e24\u9879\u56e0\u7d20\uff1a1. \u8d60\u4e0e\u7684\u201d\u793c\u7269\u201c\u603b\u4ef7\u503c\u4e0d\u80fd\u8d85\u8fc7325,000\u82f1\u9551\uff08\u5982\u679c\u8d60\u4e0e\u7684\u662f\u7236\u6bcd\u81ea\u5df1\u7684\u201d\u4e3b\u8981\u4f4f\u623f\u201c\uff0c\u4e5f\u5c31\u662f\u4e00\u76f4\u4ee5\u6765\u4f4f\u7684\u201d\u5bb6\u201c\uff0c\u5219\u662f\u4e0d\u80fd\u8d85\u8fc7500,000\u9551\uff09\uff1b2. \u6216\u662f\uff0c\u8d60\u4e88\u4eba\uff08\u7236\u6bcd\uff09\u4e0d\u80fd\u5728\u8d60\u4e0e\u540e\u76847\u5e74\u5185\u8fc7\u4e16\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6709\u5173\u7b2c2\u70b9\uff0c\u662f\u6839\u636e\u76ee\u524d\u82f1\u56fd\u9057\u4ea7\u7a0e\u653f\u7b56\u7684\u201c7\u5e74\u89c4\u5219\u201d\uff08The 7 year rule\uff09\uff0c\u5c31\u662f\u8bf4\u6839\u636e\u793c\u7269\u7684\u8d60\u4e88\u4eba\u662f\u5728\u54ea\u4e00\u5e74\u8fc7\u4e16\uff0c\u9057\u4ea7\u7a0e\u7684\u8bfe\u5f81\u6bd4\u4f8b\u53ef\u80fd\u4f1a\u6709\u6240\u4e0d\u540c\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u8d60\u4e0e\u540e3\u5e74\u5185\u8fc7\u4e16\uff1a\u8bfe\u5f8140%\u7684\u7a0e<\/p>\n<p>&nbsp;<\/p>\n<p>\u8d60\u4e0e\u540e3\u81f34\u5e74\u95f4\u8fc7\u4e16\uff1a\u8bfe\u5f8132%\u7684\u7a0e<\/p>\n<p>&nbsp;<\/p>\n<p>\u8d60\u4e0e\u540e4\u81f35\u5e74\u95f4\u8fc7\u4e16\uff1a\u8bfe\u5f8124%\u7684\u7a0e<\/p>\n<p>&nbsp;<\/p>\n<p>\u8d60\u4e0e\u540e5\u81f36\u5e74\u95f4\u8fc7\u4e16\uff1a\u8bfe\u5f8116%\u7684\u7a0e<\/p>\n<p>&nbsp;<\/p>\n<p>\u8d60\u4e0e\u540e6\u81f37\u5e74\u95f4\u8fc7\u4e16\uff1a\u8bfe\u5f818%\u7684\u7a0e<\/p>\n<p>&nbsp;<\/p>\n<p>\u8d60\u4e0e\u540e\u7b2c7\u5e74\u6216\u8d85\u8fc77\u5e74\u624d\u8fc7\u4e16\uff1a\u8bfe\u5f810%\u7684\u7a0e\uff08\u4e0d\u5fc5\u88ab\u8bfe\u5f81\u9057\u4ea7\u7a0e\uff09<\/p>\n<p>&nbsp;<\/p>\n<p>\u9700\u8981\u7279\u522b\u6ce8\u610f\u7684\u662f\uff0c\u7b2c1\u70b9\u5f53\u4e2d\u7684325,000\u9551\u201d\u95e8\u69db\u201c\uff0c\u6240\u6307\u7684\u201d\u793c\u7269\u201c\u5e76\u4e0d\u5355\u53ea\u6709\u623f\u4ea7\uff0c\u4e5f\u5305\u62ec\u5176\u4ed6\u8d60\u4e0e\u7684\u793c\u7269\u5982\u94f6\u884c\u5b58\u6b3e\u548c\u4e2a\u4eba\u7269\u54c1\uff08\u7ecf\u8425\u4f01\u4e1a\uff0c\u6536\u85cf\u54c1\u7b49\u6709\u4ef7\u503c\u7684\u4e1c\u897f\uff09\u7b49&#8230; \u6240\u4ee5\u4e00\u822c\u8fd9\u4e2a\u95e8\u69db\u5f88\u5bb9\u6613\u5c31\u8fbe\u5230\uff0c\u56e0\u6b64\u901a\u5e38\u4f1a\u770b\u7684\u662f\u7b2c\u4e8c\u9879\u56e0\u7d20\uff0c\u4e5f\u5c31\u662f\u5c3d\u91cf\u907f\u5f00\u201c7\u5e74\u89c4\u5219\u201d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-6909\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1.jpg\" alt=\"\" width=\"2560\" height=\"846\" data-id=\"6909\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1.jpg 2560w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-300x99.jpg 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1024x338.jpg 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-768x254.jpg 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1536x508.jpg 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-2048x677.jpg 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-1320x436.jpg 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/10\/\u4e3d\u838e\u7a0e\u52a1-scaled-1-600x198.jpg 600w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u9664\u4e86\u9057\u4ea7\u7a0e\uff0c\u8fd8\u8981\u6ce8\u610f\u8d44\u672c\u5229\u5f97\u7a0e<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u8bf4\uff0c\u7236\u6bcd\u662f\u628a\u81ea\u5df1\u7684\u201d\u4e3b\u8981\u4f4f\u623f\u201c\uff08Main Home\/Family Home\uff0c\u4e5f\u5c31\u662f\u81ea\u5df1\u7684\u201d\u5bb6\u201c\uff09\u8f6c\u5230\u5b69\u5b50\u540d\u4e0b\uff0c\u90a3\u4e48\u4e00\u822c\u53ef\u4ee5\u4eab\u6709\u201dPrivate Residence Relief\u201c\uff0c\u4e5f\u5c31\u662f\u4e0d\u5fc5\u652f\u4ed8\u8d44\u672c\u5229\u5f97\u7a0e\uff08CGT\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u5982\u679c\uff0c\u7236\u6bcd\u8d60\u4e0e\u7ed9\u5b69\u5b50\u7684\u662f\u201d\u7b2c\u4e8c\u5957\u623f\u201c\uff08Second Home\uff09\u6216\u201d\u4e70\u623f\u51fa\u79df\u201c\uff08Buy-to-Let\uff09\uff0c\u90a3\u4e48\u5982\u679c\u623f\u4ea7\u7684\u5e02\u4ef7\u81ea\u6700\u521d\u8d2d\u4e70\uff08\u8be5\u623f\u4ea7\uff09\u65f6\u6709\u589e\u957f\uff0c\u5e76\u4e14\u5176\u201d\u589e\u957f\u5e45\u5ea6\u201c\u9ad8\u8fc7CGT\u95e8\u69db\u7684\u8bdd\uff08\u76ee\u524d\u201c\u514d\u7a0e\u989d\u201d\u662f12,300\u9551\uff09\uff0c\u90a3\u4e48\u4e5f\u4f1a\u7275\u6d89\u5230\u8d44\u672c\u5229\u5f97\u7a0e\uff08CGT\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u81f3\u4e8eCGT\u7684\u201d\u7a0e\u7387\u201c\uff0c\u662f\u53d6\u51b3\u65bc\u5f53\u4e8b\u4eba\uff08\u8fd9\u91cc\u6307\u201d\u8d60\u4e88\u4eba\u201c\uff09\u7684\u4e2a\u4eba\u6240\u5f97\u7a0e\u7a0e\u7387\uff08Income Tax Rate\uff09\uff0c\u4e00\u822c\u662f18%\u621628%\u7684\uff1a<\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li>\u5982\u679c\u5f53\u4e8b\u4eba\u6bcf\u5e74\u4ea4\u7684\u4e2a\u4eba\u6240\u5f97\u7a0e\u7684\u7a0e\u7387\u662f20%\uff1a\u5bf9\u5e94\u7684\u5229\u5f97\u7a0e\u7a0e\u7387\u5c31\u662f18%<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<ol start=\"2\">\n<li>\u5982\u679c\u5f53\u4e8b\u4eba\u6bcf\u5e74\u4ea4\u7684\u4e2a\u4eba\u6240\u5f97\u7a0e\u7684\u7a0e\u7387\u662f40%\uff1a\u9488\u5bf9\u623f\u4ea7\u7684\u589e\u503c\u90e8\u5206\uff08\u5229\u5f97\u7a0e\u7a0e\u7387\uff09\uff0c\u8981\u4ea428%\u7684\u7a0e<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-7109\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7109\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u53ef\u662f\uff0c\u5c31\u7b97\u8f6c\u79fb\u201d\u4e3b\u8981\u4f4f\u623f\u201c\u4e5f\u8981\u7279\u522b\u6ce8\u610f\uff01<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u4ece\u6cd5\u5f8b\u7684\u89d2\u5ea6\u6765\u770b\uff0c\u5982\u679c\u8bf4\u7236\u6bcd\u5df2\u7ecf\u5c06\u623f\u4ea7\uff08\u8fd9\u91cc\u6307\u201dMain Home\u201c\uff09\u8d60\u7ed9\u4e86\u5b69\u5b50\uff0c\u8fd9\u4ee3\u8868\uff0c\u7236\u6bcd\u4e0d\u80fd\u591f\u518d\u7ee7\u7eed\u201d\u83b7\u76ca\u4e8e\u201c\u8fd9\u4e2a\u623f\u4ea7\uff1b\u8fd9\u5305\u62ec\u8d5a\u53d6\u5229\u6da6\uff08\u4f8b\u5982\u623f\u5b50\u51fa\u79df\u51fa\u53bb\u7684\u201d\u79df\u91d1\u201c\uff09\uff0c\u66f4\u751a\u81f3\u5305\u62ec\u7ee7\u7eed\u5c45\u4f4f\u5728\u91cc\u9762\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4ec0\u4e48\u610f\u601d\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u610f\u601d\u662f\u8bf4\uff0c\u5982\u679c\u7236\u6bcd\u8868\u9762\u4e0a\u786e\u5b9e\u5df2\u7ecf\u628a\u623f\u4ea7\u8fc7\u7ee7\u5230\u5b69\u5b50\u540d\u4e0b\u4e86\uff0c\u53ef\u662f\u7236\u6bcd\u4ecd\u7136\u60f3\u8981\u7ee7\u7eed\u5c45\u4f4f\u5728\u91cc\u9762\u7684\u8bdd\uff0c\u90a3\u4e48\u4ece\u6cd5\u5f8b\u7684\u89d2\u5ea6\u6765\u770b\uff0c\u7236\u6bcd\u5fc5\u987b\u652f\u4ed8\u623f\u79df\u7ed9\u5b69\u5b50\uff08\u800c\u4e0d\u662f\u7ee7\u7eed\u201d\u514d\u8d39\u201c\u5c45\u4f4f\u5728\u91cc\u9762\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5426\u5219\uff0c\u6cd5\u5f8b\u4e0a\u4f1a\u8ba4\u4e3a\uff0c\u7236\u6bcd\u4ecd\u7136\u5b9e\u9645\u4e0a\u7ee7\u7eed\u201d\u53d7\u76ca\u4e8e\u201c\u8fd9\u5957\u623f\u5b50\uff0c\u90a3\u4e48\u5373\u4fbf\u623f\u5b50\u4e0d\u518d\u662f\u5728\u7236\u6bcd\u540d\u4e0b\uff0c\u4f9d\u65e7\u4f1a\u89c6\u4e3a\u201d\u7236\u6bcd\u7684\u8d44\u4ea7\u201c\uff1b\u90a3\u4e48\uff0c\u5f80\u540e\u4ecd\u7136\u53ef\u80fd\u7ee7\u7eed\u7275\u6d89\u5230\u201d\u9057\u4ea7\u7a0e\u201c\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3e\u4e2a\u7b80\u5355\u4f8b\u5b50\u8bf4\u660e\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u5c0f\u738b\u7684\u7236\u4eb2\u5927\u738b\uff0c\u57282011\u5e74\u5c31\u5df2\u7ecf\u628a\u4ed6\u7684\u552f\u4e00\u4e00\u680b\u623f\u5b50\uff08\u4ece\u4e70\u4e86\u4ee5\u540e\u5c31\u4e00\u76f4\u4f4f\u5728\u91cc\u9762\uff09\u8f6c\u5230\u5c0f\u738b\u7684\u540d\u4e0b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u90a3\u4e4b\u540e\uff0c\u5927\u738b\u548c\u4ed6\u7684\u592a\u592a\uff08\u4ed6\u592a\u592a\u540d\u4e0b\u6ca1\u6709\u623f\u4ea7\uff09\u4ecd\u4e00\u76f4\u5c45\u4f4f\u5728\u91cc\u9762\uff0c\u4ecd\u628a\u8be5\u623f\u4ea7\u89c6\u4e3a\u4ed6\u4eec\u7684\u5bb6\uff0c\u4e00\u5207\u5982\u5f80\u5e38\uff0c\u53ea\u4e0d\u8fc7\u662f\u623f\u4ea7\u6362\u4e86\u513f\u5b50\u7684\u540d\u5b57\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>2021\u5e74\u521d\uff0c\u5927\u738b\u4e0d\u5e78\u53bb\u4e16\u4e86\u3002\u90a3\u4e48\uff0c\u5bf9\u4e8e\u5c0f\u738b\u6765\u8bf4\uff0c\u4ed6\u6050\u6015\u4ecd\u4f1a\u9762\u4e34\u9057\u4ea7\u7a0e\u7684\u8d26\u5355\uff0c\u539f\u56e0\u662f\uff0c\u5373\u4fbf\u623f\u4ea7\u662f\u5728\u5c0f\u738b\u7684\u540d\u4e0b\uff0c\u5e76\u4e14\u8ddd\u79bb\u201d\u8d60\u4e88\u201c\u5df2\u7ecf\u8d85\u8fc77\u5e74\uff0c\u4f46\u5927\u738b\u4ecd\u7136\u7ee7\u7eed\u201d\u53d7\u76ca\u4e8e\u201c\u8fd9\u5957\u623f\u5b50\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u6837\u7684\u8bdd\uff0c\u8fd9\u5957\u623f\u5b50\u76f4\u5230\u5927\u738b\u53bb\u4e16\u90a3\u523b\uff0c\u90fd\u4f1a\u88ab\u89c6\u4e3a\u662f\u5927\u738b\u7684\u8d44\u4ea7\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7272\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7272\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Copy-of-Yellow-Color-Block-Brand-_-Business-Birthday-Promo-Facebook-Cover-2-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u90a3\u201d\u5370\u82b1\u7a0e\u201c\u5462\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u8bf4\uff0c\u7236\u6bcd\u8d60\u4e88\u623f\u4ea7\u7ed9\u5b69\u5b50\u7684\u65f6\u5019\uff0c\u8be5\u623f\u4ea7\u6ca1\u6709\u7275\u6d89\u5230\u201d\u623f\u8d37\u201c\uff08Mortgage\uff09\u95ee\u9898\u7684\u8bdd\uff08\u4e5f\u5c31\u662f\u6ca1\u6709\u8d37\u6b3e\u8981\u4ed8\u7684\u8bdd\uff09\uff0c\u90a3\u4e48\u57fa\u672c\u5c31\u4e0d\u4f1a\u6709\u5370\u82b1\u7a0e\u7684\u95ee\u9898\uff0c\u4e0d\u4f1a\u9700\u8981\u652f\u4ed8\u5370\u82b1\u7a0e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u662f\uff0c\u5982\u679c\u8be5\u623f\u4ea7\u4ecd\u7136\u9700\u8981\u507f\u8fd8\u623f\u8d37\u7684\u8bdd\uff0c\u90a3\u4e48\u53d7\u8d60\u65b9\uff08\u4e5f\u5c31\u662f\u5b69\u5b50\uff09\u5fc5\u987b\u6839\u636e\u201d\u5269\u9980\u623f\u8d37\u7684\u91d1\u989d\u201c\uff08\u4e5f\u5c31\u662f\u8fd8\u6709\u591a\u5c11\u8d37\u6b3e\u9700\u8981\u507f\u8fd8\uff09\u6765\u8ba1\u7b97\u5370\u82b1\u7a0e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u540c\u65f6\uff0c\u5982\u679c\u623f\u4ea7\u7684\u8d37\u6b3e\u5c1a\u672a\u8fd8\u6e05\uff0c\u8ddf\u94f6\u884c\/\u8d37\u6b3e\u516c\u53f8\u7684\u4ea4\u6d89\u65b9\u9762\u4e5f\u662f\u4e00\u5927\u8003\u9a8c\uff0c\u56e0\u4e3a\u94f6\u884c\u65b9\u9762\u4e5f\u9700\u8981\u786e\u4fdd\uff0c\u5b69\u5b50\u662f\u5426\u771f\u6709\u80fd\u529b\u507f\u8fd8\u5f97\u4e86\u8d37\u6b3e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u822c\u6765\u8bf4\uff0c\u8fd9\u79cd\u60c5\u51b5\u4e0b\uff0c\u94f6\u884c\u4f1a\u9700\u8981\u7236\u6bcd\u6765\u4e3a\u5b69\u5b50\u505a\u62c5\u4fdd\uff08Guarantor\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u51fa\u79dfBuy-to-Let\u623f\u4ea7\u7ed9\u5b69\u5b50\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd8\u6709\u4e00\u79cd\u505a\u6cd5\uff0c\u662f\u7236\u6bcd\u76f4\u63a5\u6295\u8d44\u4e00\u5957\u623f\u4ea7\uff0c\u7136\u540e\u4ee5\u51fa\u79df\u7684\u540d\u4e49\u8ba9\u5b69\u5b50\u4f4f\u5728\u91cc\u9762\uff0c\u53ef\u5b9e\u9645\u4e0a\u53ea\u8ddf\u5b69\u5b50\u6536\u4f4e\u4e8e\u5e02\u573a\u4ef7\uff08\u751a\u81f3\u51e0\u4e4e\u6ca1\u6709\u3001\u5f88\u5c11\u7684\uff09\u79df\u91d1\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u6837\u7684\u65b9\u5f0f\u5176\u4e2d\u4e00\u4e2a\u597d\u5904\u662f\uff0c\u5373\u4fbf\u5b69\u5b50\u652f\u4ed8\u79df\u91d1\u7ed9\u7236\u6bcd\uff0c\u957f\u8fdc\u6765\u770b\uff0c\u5176\u5b9e\u94b1\u90fd\u662f\u7559\u5728\u8fd9\u4e2a\u5bb6\u91cc\uff0c\u4e0d\u662f\u7ed9\u5230\u5916\u4eba\u624b\u4e0a\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u79cd\u64cd\u4f5c\u5728\u6cd5\u5f8b\u4e0a\u4e5f\u662f\u53ef\u884c\u7684\uff0c\u82f1\u56fd\u6cd5\u5f8b\u5e76\u6ca1\u6709\u9650\u5236\u7236\u6bcd\u4e0d\u80fd\u628a\u6295\u8d44\u7684\u623f\u4ea7\uff0c\u79df\u7ed9\u81ea\u5df1\u7684\u5b69\u5b50\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u5f53\u7136\uff0c\u5728\u505a\u8fd9\u7c7b\u6295\u8d44\u7684\u65f6\u5019\uff0c\u7236\u6bcd\uff08\u5f53\u4e8b\u4eba\uff09\u4ecd\u9700\u8981\u8003\u8651\u4e00\u4e9b\u95ee\u9898\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u7531\u4e8e\u6295\u8d44\u7b2c\u4e8c\u5957\u623f\uff08\u4ee5\u4e0a\uff09\uff0c\u7236\u6bcd\u5982\u679c\u4e70\u4e86\u623f\u7684\u8bdd\uff0c\u5373\u4fbf\u662f\u79df\u7ed9\u5b69\u5b50\uff0c\u4e5f\u4e0d\u80fd\u88ab\u89c6\u4e3a\u662f\u201d\u81ea\u4f4f\u623f\u201c\uff0c\u4ecd\u9700\u8981\u7f34\u4ea4\u66f4\u9ad8\u5370\u82b1\u7a0e\uff08Higher rates\uff09\uff1b<\/p>\n<p>&nbsp;<\/p>\n<p>\u540c\u65f6\uff0c\u5b69\u5b50\u652f\u4ed8\u79df\u91d1\u7ed9\u7236\u6bcd\uff0c\u7236\u6bcd\u65b9\u9762\u8fd8\u9700\u8981\u8003\u8651\u5230\uff0c\u53ef\u80fd\u7275\u6d89\u5230\u623f\u79df\u7a0e\u7684\u95ee\u9898\uff08\u57fa\u672c\u4e5f\u5c31\u662fIncome Tax\uff09\uff1b<\/p>\n<p>&nbsp;<\/p>\n<p>\u540c\u6837\u5730\uff0c\u5982\u679c\u6709\u4e00\u5929\u7236\u6bcd\u6253\u7b97\u5c06\u8fd9\u5957\u6295\u8d44\u623f\u7ed9\u5356\u4e86\uff0c\u4e5f\u53ef\u80fd\u9700\u8981\u652f\u4ed8CGT\uff1b<\/p>\n<p>&nbsp;<\/p>\n<p>\u6700\u540e\uff0c\u5373\u4fbf\u60a8\u662f\u628a\u623f\u5b50\u79df\u7ed9\u81ea\u5df1\u7684\u5b69\u5b50\uff0c\u6cd5\u5f8b\u4e0a\u60a8\u4ecd\u7136\u662f\u4e00\u4f4d\u201d\u623f\u4e1c\u201c\uff0c\u8fd9\u4ee3\u8868\u60a8\u9700\u8981\u5c3d\u5230\u6240\u6709\u623f\u4e1c\u5e94\u8be5\u5c3d\u5230\u7684\u804c\u8d23\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5c24\u5176\u662f\u8bf4\uff0c\u6211\u4eec\u4e00\u76f4\u4ee5\u6765\u4e5f\u4e0d\u5c11\u89c1\u5230\uff0c\u7236\u6bcd\u6295\u8d44\u201d\u5b66\u533a\u623f\u201c\uff0c\u53ef\u4ee5\u628a\u8be5\u623f\u4ea7\u9664\u4e86\u79df\u7ed9\u5b69\u5b50\uff0c\u4e5f\u53ef\u4ee5\u79df\u7ed9\u5b69\u5b50\u7684\u540c\u5b66\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u90a3\u4e48\u5982\u679c\u662f\u8fd9\u6837\u7684\u8bdd\uff0c\u8eab\u4e3a\u201d\u623f\u4e1c\u201c\u7684\u7236\u6bcd\uff0c\u8fd8\u9700\u8981\u6ce8\u610f\uff0c\u53ef\u80fd\u9700\u8981\u7533\u8bf7HMO\u6267\u7167\uff08House in Multiple 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