{"id":29097,"date":"2021-03-16T17:19:14","date_gmt":"2021-03-16T17:19:14","guid":{"rendered":"https:\/\/lisaslaw.co.uk\/95%e6%8c%89%e6%8f%ad%e6%8b%85%e4%bf%9d%e4%b8%8b%e6%9c%88%e5%bc%80%e8%b7%91%ef%bc%8c%e8%b0%81%e8%83%bd%e7%94%b3%e8%af%b7%ef%bc%9f%e5%a6%82%e4%bd%95%e6%93%8d%e4%bd%9c%ef%bc%9f%e6%9c%89%e5%95%a5%e9%99%90\/"},"modified":"2025-03-10T05:27:49","modified_gmt":"2025-03-10T05:27:49","slug":"95%e6%8c%89%e6%8f%ad%e6%8b%85%e4%bf%9d%e4%b8%8b%e6%9c%88%e5%bc%80%e8%b7%91%ef%bc%8c%e8%b0%81%e8%83%bd%e7%94%b3%e8%af%b7%ef%bc%9f%e5%a6%82%e4%bd%95%e6%93%8d%e4%bd%9c%ef%bc%9f%e6%9c%89%e5%95%a5%e9%99%90","status":"publish","type":"post","link":"https:\/\/lisaslaw.co.uk\/zh-hans\/95%e6%8c%89%e6%8f%ad%e6%8b%85%e4%bf%9d%e4%b8%8b%e6%9c%88%e5%bc%80%e8%b7%91%ef%bc%8c%e8%b0%81%e8%83%bd%e7%94%b3%e8%af%b7%ef%bc%9f%e5%a6%82%e4%bd%95%e6%93%8d%e4%bd%9c%ef%bc%9f%e6%9c%89%e5%95%a5%e9%99%90\/","title":{"rendered":"95%\u6309\u63ed\u62c5\u4fdd\u4e0b\u6708\u5f00\u8dd1\uff0c\u8c01\u80fd\u7533\u8bf7\uff1f\u5982\u4f55\u64cd\u4f5c\uff1f\u6709\u5565\u9650\u5236\uff1f"},"content":{"rendered":"<p>\u82f1\u56fd\u653f\u5e9c\u5728\u4eca\u5e743\u67083\u65e5\u516c\u5e03\u7684\u65b0\u4e00\u5e74\u5ea6\u9884\u7b97\u6848\u4e2d\uff0c\u63d0\u5230\u4e86\u65b05%\u8d37\u6b3e\u4fdd\u969c\u8ba1\u5212\uff08Mortgage Guarantee\uff0c\u4ea6\u53ef\u79f0\u4e4b\u4e3a95%\u653f\u5e9c\u62c5\u4fdd\u8d37\u6b3e\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u987e\u540d\u601d\u4e49\uff0c\u8fd9\u4e2a\u8ba1\u5212\u7684\u610f\u601d\u5c31\u662f\uff0c\u901a\u8fc7\u653f\u5e9c\u7684\u62c5\u4fdd\uff0c\u4e70\u5bb6\u5c06\u80fd\u591f\u4ee55%\u4f4e\u9996\u4ed8\uff0c\u8d37\u523095%\u623f\u6b3e\u6765\u767b\u4e0a\u4e70\u623f\u9636\u68af\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u5bf9\u4e8e\u8bb8\u591a\u60f3\u8981\u5b9e\u73b0\u62e5\u6709\u81ea\u4f4f\u623f\u68a6\u60f3\u7684\u4eba\u6765\u8bf4\uff0c\u4e00\u5b9a\u7a0b\u5ea6\u4e0a\u81ea\u7136\u51cf\u5c11\u4e0d\u5c0f\u538b\u529b\uff0c\u4e5f\u53ef\u80fd\u4f1a\u6bd4\u539f\u5148\u9884\u671f\u7684\uff0c\u66f4\u5bb9\u6613\u5b58\u5230\u9996\u4ed8\u6b3e\uff0c\u6210\u4e3a\u201c\u6709\u623f\u201d\u4e00\u65cf\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u6837\u7684\u201c\u8d37\u6b3e\u4fdd\u969c\u201d\u653f\u7b56\uff0c\u5176\u5b9e\u4e5f\u4e0d\u662f\u524d\u6240\u672a\u89c1\uff0c\u8fc7\u53bb\u653f\u5e9c\u5c31\u6709\u63a8\u884c\u8fc7\u76f8\u5173\u653f\u7b56\uff0c\u53ea\u4e0d\u8fc7\u8be5\u653f\u7b56\u65e9\u5df2\u57282016\u5e7412\u670831\u65e5\u622a\u6b62\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3a\u4e86\u523a\u6fc0\u65b0\u51a0\u540e\u7684\u623f\u4ea7\u5e02\u573a\uff0cMortgage Guarantee\u603b\u7b97\u518d\u5ea6\u56de\u5f52\uff0c\u5e76\u4e14\u8be5\u9879\u65b0\u653f\u5c06\u4e8e\u4eca\u5e744\u6708\u542f\u52a8\uff0c\u76f4\u81f32022\u5e7412\u670831\u65e5\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-6052\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1.jpg\" alt=\"\" width=\"2560\" height=\"853\" data-id=\"6052\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1.jpg 2560w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-300x100.jpg 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-1024x341.jpg 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-768x256.jpg 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-1536x512.jpg 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-2048x682.jpg 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-1320x440.jpg 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/08\/\u4e3d\u838e\u623f\u4ea7-ver2-scaled-1-600x200.jpg 600w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u6240\u4ee5\uff0c\u8c01\u80fd\u9002\u7528\u65b0\u8d37\u6b3e\u4fdd\u969c\u653f\u7b56\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u6bd4\u8f83\u597d\u7684\u6d88\u606f\u662f\uff0cMortgage Guarantee\u653f\u7b56\u9664\u4e86\u9002\u7528\u9996\u6b21\u8d2d\u623f\u8005\uff08First-time buyer\uff09\uff0c\u4e5f\u9002\u7528\u66f4\u6362\u201c\u81ea\u4f4f\u623f\u201d\u7684\u4eba\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5c31\u662f\u8bf4\u5982\u679c\u8981\u4e70\u7684\u623f\u662f\u81ea\u5df1\u7684\u4e3b\u8981\u623f\u4ea7\uff08Main home\uff0c\u5305\u62ec\u6362\u623f\uff09\uff0c\u5f53\u4e8b\u4eba\u5c06\u4f1a\u4f4f\u5728\u91cc\u9762\uff0c\u90a3\u4e48\u5373\u4fbf\u5f53\u4e8b\u4eba\u4e0d\u662f\u4eba\u751f\u9996\u6b21\u4e70\u623f\uff0c\u4e5f\u53ef\u80fd\u9002\u7528\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5f53\u7136\u8fd9\u4ee3\u8868\uff0c\u5982\u679c\u662f\u8981\u8d2d\u4e70\u4e8c\u5957\u623f\u6216\u8005\u4e70\u623f\u51fa\u79df\uff08Buy-to-let\uff09\u7684\u6295\u8d44\u8005\uff0c\u5c06\u65e0\u6cd5\u7b26\u5408\u8981\u6c42\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u623f\u4ef7\u4e0a\uff0cMortgage Guarantee\u8981\u6c42\u201c\u8d2d\u4e70\u603b\u4ef7\u201d\u4e0d\u53ef\u4ee5\u8d85\u8fc7600,000\u82f1\u9551\uff0c\u5982\u679c\u8d85\u8fc7\u4e86\u8fd9\u4e2a\u623f\u4ef7\u8303\u56f4\uff0c\u7533\u8bf7\u4e5f\u65e0\u6cd5\u6210\u529f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u5b9e\u9645\u5982\u4f55\u8fd0\u4f5c\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u65e2\u7136\u662f\u4e00\u79cd\u201c\u8d37\u6b3e\u201d\uff0c\u90a3\u4e48\u5f53\u7136\uff0c\u7533\u8bf7\u4eba\u4ecd\u7136\u662f\u9700\u8981\u901a\u8fc7\u94f6\u884c\u6216\u8d37\u6b3e\u516c\u53f8\u7684\u5ba1\u6838\uff1b\u8fd9\u91cc\u7684\u653f\u5e9c\u62c5\u4fdd\u5e76\u4e0d\u662f\u8bf4\uff0c\u94f6\u884c\u5c31\u5fc5\u987b\u65e0\u6761\u4ef6\u628a\u623f\u6b3e\u653e\u8d37\u7ed9\u8d2d\u623f\u8005\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e70\u5bb6\u540c\u6837\u9700\u8981\u901a\u8fc7\u94f6\u884c\u7684Affordability check\uff0c\u786e\u8ba4\u4e70\u5bb6\u662f\u6709\u80fd\u529b\u507f\u8fd8\u501f\u8d37\u7684\u6b3e\u9879\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u5305\u62ec\u8bc4\u4f30\u4e70\u5bb6\u7684\u6536\u5165\u548c\u5176\u60f3\u8981\u8d37\u6b3e\u7684\u91d1\u989d\uff0c\u6d88\u8d39\u4e60\u60ef\u548c\u5f00\u652f\uff0c\u4fe1\u7528\u8bc4\u7ea7\u7b49\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u91cc\u653f\u5e9c\u6240\u8c13\u7684\u201c\u62c5\u4fdd\u201d\uff0c\u5176\u5b9e\u662f\u63d0\u5347\u94f6\u884c\u53ef\u4ee5\u501f\u8d37\u7ed9\u8d2d\u623f\u8005\u7684\u201c\u989d\u5ea6\u201d\uff0c\u56e0\u4e3a\u4e00\u822c\u60c5\u51b5\u4e0b\u94f6\u884c\u613f\u610f\u7ed9\u51fa\u7684\u6700\u5927\u8d37\u6b3e\u989d\u5ea6\uff0c\u4e0d\u4f1a\u8d85\u8fc7\u623f\u4ea7\u4ef7\u503c\u768480%\uff0c\u75ab\u60c5\u4e0b\u8fd9\u4e2a\u6bd4\u4f8b\u751a\u81f3\u53ef\u80fd\u518d\u66f4\u4f4e\u4e9b\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u7136\u800c\uff0c\u653f\u5e9c\u901a\u8fc7Mortgage Guarantee\u5c06\u4f1a\u62c5\u4fdd95%\u5f53\u4e2d\u768415%\uff0c\u4e5f\u5c31\u662f\u539f95%\u548c80%\u4e4b\u95f4\u7684\u5dee\u8ddd\uff0c\u4e07\u4e00\u5728\u8d37\u6b3e\u4eba\u771f\u7684\u65e0\u6cd5\u507f\u8fd8\u7684\u60c5\u51b5\u4e0b\uff0c\u4f1a\u7ed9\u4e88\u94f6\u884c\u4e00\u5b9a\u7684\u8d54\u507f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u7531\u6b64\u53ef\u89c1\uff0c\u7533\u8bf7\u4eba\u6709\u6ca1\u6709\u80fd\u529b\u507f\u8fd8\u8d37\u6b3e\uff0c\u4ecd\u7136\u662f\u94f6\u884c\u8bc4\u4f30\u7684\u201c\u5173\u952e\u201d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6bd4\u5982\u8bf4\uff0c\u867d\u7136Mortgage Guarantee\u8981\u6c42\uff0c\u8d2d\u4e70\u7684\u623f\u4ea7\u4ef7\u503c\u4e0d\u80fd\u8d85\u8fc760\u4e07\u9551\uff0c\u4f46\u8fd9\u4e5f\u4e0d\u662f\u8bf4\u4efb\u610f\u4f4e\u4e8e60\u4e07\u9551\u7684\u623f\u5b50\uff0c\u8d2d\u623f\u8005\u5c31\u53ef\u4ee5\u56e0\u6b64\u901a\u8fc7\u8d37\u6b3e\u7533\u8bf7\u4e86\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e00\u822c\u6765\u8bf4\uff0c\u94f6\u884c\u5224\u65ad\u8d2d\u623f\u8005\u53ef\u4ee5\u501f\u8d37\u591a\u5c11\u8d37\u6b3e\uff0c\u5176\u201c\u91d1\u989d\u201d\u901a\u5e38\u662f\u4e70\u5bb6\u5e74\u6536\u5165\u76844\uff0d5\u500d\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u4e48\u8ba1\u7b97\u7684\u8bdd\uff0c\u5982\u679c\u4e00\u4e2a\u4eba\u7684\u5e74\u85aa\u662f3\u4e07\u9551\uff0c\u4e00\u822c\u6700\u9ad8\u53ef\u4ee5\u8d37\u523015\u4e07\u9551\u7684\u91d1\u989d\uff1b\u4ee515\u4e07\u9551\u662f95%\u623f\u6b3e\uff08\u8d37\u6b3e\uff09\u6765\u8ba1\u7b97\uff0c\u603b\u623f\u4ef7\u7b97\u8d77\u6765\u4e5f\u4e0d\u8d85\u8fc716\u4e07\u9551\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u56e0\u6b64\uff0c\u5728\u51b3\u5b9a\u8981\u8d2d\u4e70\u4ec0\u4e48\u4ef7\u683c\u533a\u95f4\u7684\u623f\u5b50\u65f6\uff0c\u8d2d\u623f\u8005\u8fd8\u5e94\u8be5\u7eb3\u5165\u81ea\u5df1\u7684\u6536\u5165\u6765\u505a\u4e3a\u8003\u8651\u56e0\u7d20\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u53e6\u5916\uff0cMortgage Guarantee\u4e0d\u5141\u8bb8Interest-only\uff08\u4e5f\u5c31\u662f\u53ea\u652f\u4ed8\/\u507f\u8fd8\u5229\u606f\u5f62\u5f0f\uff09\u7684\u8d37\u6b3e\uff0c\u8fd9\u8868\u793a\u8d2d\u623f\u8005\u662f\u9700\u8981\u201c\u5b9a\u671f\u507f\u8fd8\u201d\uff08Capital repayment\uff0c\u5982\u6bcf\u4e2a\u6708\u507f\u8fd8\u4e00\u5b9a\u6bd4\u4f8b\u7684\u201c\u501f\u6b3e\u201d\uff09\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u8d37\u6b3e\u7684\u6bd4\u4f8b\u4e0a\uff0cMortgage Guarantee\u4e5f\u8981\u6c42\uff0c\u8d2d\u4e70\u4eba\u9700\u8981\u7533\u8bf791%\u81f395%\u95f4\u7684\u8d37\u6b3e\uff0c\u4e5f\u5c31\u662f\u81ea\u59075%\u81f39%\u4e4b\u95f4\u7684\u9996\u4ed8\u6b3e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-7109\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7109\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Lisaslaw003-Banner-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u54ea\u4e9b\u94f6\u884c\u63d0\u4f9b95%\u653f\u5e9c\u62c5\u4fdd\u8d37\u6b3e\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u6839\u636e\u82f1\u56fd\u653f\u5e9c\u7684\u786e\u8ba4\uff0cLloyds Bank\uff0cNatwest\uff0cSantander\uff0cBarclays\uff0cHSBC\u90fd\u5df2\u7ecf\u786e\u5b9a\u5c06\u4ece\u4e0b\u6708\u8d77\u63d0\u4f9b\u8fd9\u7c7b\u62c5\u4fdd\u8d37\u6b3e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>Virgin Money\u7b49\u8d37\u6b3e\u516c\u53f8\u4e5f\u8ba1\u5212\u5728\u4e4b\u540e\u8ddf\u8fdb\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u6839\u636e\u653f\u7b56\uff0c\u94f6\u884c\u6216\u8d37\u6b3e\u516c\u53f8\u9700\u8981\u63d0\u4f9b\u7ed9\u4e70\u5bb6\u201c\u524d5\u5e74\u201d\u56fa\u5b9a\u5229\u7387\uff08Fixed-rate\uff09\u7684\u8d37\u6b3e\u5408\u540c\uff0c\u8ba9\u8d37\u6b3e\u4eba\u80fd\u66f4\u786e\u5b9a\u81ea\u5df1\uff08\u4e00\u5b9a\u671f\u9650\u5185\uff09\u9700\u8981\u507f\u8fd8\u7684\u6b3e\u9879\u4e3a\u4f55\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3d\u838e\u8865\u5145\uff1a\u4f55\u4e3a\u201c\u56fa\u5b9a\u5229\u7387\u201d\u8d37\u6b3e\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u987e\u540d\u601d\u4e49\uff0c\u662f\u6307\u201c\u8d37\u6b3e\u5229\u7387\u201d\u5728\u56fa\u5b9a\u671f\u95f4\u5185\uff08\u5408\u540c\u6240\u5199\u7684\u671f\u95f4\u5185\uff09\uff0c\u4e0d\u4f1a\u53d7\u5230\u592e\u884c\u5347\u964d\u606f\u6539\u53d8\u7684\u4efb\u4f55\u5f71\u54cd\uff08\u5229\u7387\u4e0d\u53d8\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u901a\u5e38\u662f2\u52305\u5e74\u4e4b\u95f4\uff08\u5f53\u7136Mortgage Guarantee\u8981\u6c42\u7684\u662f5\u5e74\uff09\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u901a\u5e38\uff0c\u770b\u5230\u94f6\u884c\u6253\u5e7f\u544a\u50cf\u662f\uff1a\u201cTwo-year Fix\u201d\uff08\u4e24\u5e74\u5185\u56fa\u5b9a\u5229\u7387\uff09\u6216\u201cFive-year Fix\u201d\uff08\u4e94\u5e74\u5185\u56fa\u5b9a\u5229\u7387\uff09\uff1b\u5c31\u8868\u793a\u5728\u8fd9\u6bb5\u201c\u5408\u540c\u6240\u8ba2\u5b9a\u7684\u201d\u65f6\u95f4\u5185\uff0c\u623f\u8d37\u5229\u7387\u4f1a\u7ef4\u6301\u5728\u540c\u4e2a\u6c34\u5e73\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u8fd9\u79cd\u5957\u9910\u7684\u597d\u5904\u662f\uff0c\u5982\u679c\u592e\u884c\u5347\u606f\u4e86\uff0c\u53ea\u8981\u5f53\u4e8b\u4eba\u8fd8\u5728\u5408\u540c\u671f\u5185\uff0c\u5c31\u4e0d\u4f1a\u53d7\u5230\u5f71\u54cd\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4f46\u540c\u6837\u7684\uff0c\u4e07\u4e00\u94f6\u884c\u964d\u606f\u4e86\uff0c\u90a3\u4e48\u7531\u4e8e\u5229\u7387\u6ca1\u53d8\uff0c\u81ea\u7136\u4e5f\u5f97\u4e0d\u5230\u964d\u606f\u7684\u597d\u5904\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u800c\u4e14\uff0c\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\u7684\u5229\u7387\uff0c\u901a\u5e38\u5728\u7b7e\u7ea6\u5f53\u4e0b\uff0c\u4f1a\u6bd4\u5f53\u65f6\u7684\u201c\u53ef\u53d8\u5229\u7387\u201d\uff08Variable 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Guarantee\uff09\uff1a<\/p>\n<p>&nbsp;<\/p>\n<p>\u7b7e\u5408\u540c\u65f6\u8981\u4e8b\u5148\u770b\u6e05\u695a\uff0c\u4e07\u4e00\u4e4b\u540e\u60f3\u8981\u63d0\u65e9\u7ec8\u6b62\u5408\u540c\uff0c\u4f1a\u9700\u8981\u627f\u62c5\u7684\u989d\u5916\u8d39\u7528\uff1b<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u73b0\u6709\u5408\u540c\u5373\u5c06\u7ec8\u6b62\u524d\u76842\u81f33\u4e2a\u6708\uff0c\u5c31\u8981\u5148\u770b\u770b\u6709\u6ca1\u6709\u5176\u4ed6\u5957\u9910\uff0c\u9700\u8981\u63d0\u65e9\u505a\u6bd4\u8f83\uff0c\u5e76\u4e14\u901a\u77e5\u94f6\u884c\u5f53\u4e8b\u4eba\u60f3\u8981\u66f4\u6362\u7684\u5957\u9910\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u56e0\u4e3a\u5982\u679c\u6ca1\u6709\u901a\u77e5\u94f6\u884c\u7684\u8bdd\uff0c\u5728\u5408\u540c\u5230\u671f\u540e\uff0c\u4e00\u822c\u5c31\u4f1a\u88ab\u81ea\u52a8\u5f52\u5230\u201c\u6807\u51c6\u53ef\u53d8\u5229\u7387\u201d\uff08Standard variable rate\uff09\uff0c\u5230\u65f6\u7684\u5229\u7387\u901a\u5e38\u4f1a\u662f\u6bd4\u8f83\u4e0d\u5212\u7b97\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3d\u838e\u518d\u8865\u5145\uff1a\u201c\u53ef\u53d8\u5229\u7387\u201d\u548c\u201c\u6807\u51c6\u53ef\u53d8\u5229\u7387\u201d\u8d37\u6b3e\uff1f<\/p>\n<p>&nbsp;<\/p>\n<p>\u53ef\u53d8\u5229\u7387\u8d37\u6b3e\uff08Variable rate mortgage\uff09\u6307\u7684\u662f\u5f53\u4e8b\u4eba\u7684\u201c\u8d37\u6b3e\u5229\u7387\u201d\u662f\u4f1a\u6539\u53d8\u7684\uff0c\u4e5f\u4f1a\u968f\u7740\u592e\u884c\u7684\u5347\u964d\u606f\u505a\u66f4\u6539\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5728\u201c\u53ef\u53d8\u5229\u7387\u8d37\u6b3e\u201d\u4e2d\u53c8\u53ef\u5206\u4e3a\u4e0d\u540c\u79cd\u7c7b\uff0c\u5176\u4e2d\u4e00\u7c7b\u5c31\u662f\u201c\u6807\u51c6\u53ef\u53d8\u5229\u7387\u201d\u8d37\u6b3e\uff08Standard variable rate\uff0c\u7b80\u79f0SVR\uff09\uff0c\u4e3a\u94f6\u884c\u4e00\u822c\u7684\u201c\u53ef\u53d8\u5229\u7387\u201d\uff0c\u53ef\u80fd\u968f\u7740\u592e\u884c\u7684\u5347\u964d\u606f\u6765\u505a\u6539\u52a8\uff0c\u4f46\u5229\u7387\u57fa\u672c\u662f\u94f6\u884c\u81ea\u5b9a\u7684\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u597d\u5904\u662f\u5f53\u4e8b\u4eba\u968f\u65f6\u60f3\u8d70\u5c31\u8d70\uff0c\u4e0d\u50cf\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\u90a3\u6837\u88ab\u7ed1\u4f4f\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u574f\u5904\u81ea\u7136\u5c31\u662f\u7531\u4e8e\u5229\u7387\u968f\u65f6\u53ef\u4ee5\u88ab\u6539\u52a8\uff0c\u4e0d\u50cf\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\u90a3\u6837\u53ef\u4ee5\u53d7\u5230\u4fdd\u969c\uff0c\u4e5f\u6ca1\u6709\u4ec0\u4e48\u6298\u6263\u65b9\u6848\u3002<\/p>\n<p>&nbsp;<\/p>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-7344\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing.png\" alt=\"\" width=\"2050\" height=\"780\" data-id=\"7344\" srcset=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing.png 2050w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-300x114.png 300w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-1024x390.png 1024w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-768x292.png 768w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-1536x584.png 1536w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-2048x779.png 2048w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-1320x502.png 1320w, https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Chinese-Conveyancing-600x228.png 600w\" sizes=\"(max-width: 2050px) 100vw, 2050px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p><em><strong>\u2192 \u752895%\u6309\u63ed\u62c5\u4fdd\u653f\u7b56\u4e70\u623f\uff1a\u5b9e\u9645\u8981\u5b58\u591a\u5c11\u9996\u4ed8\u548c\u5bf9\u5e94\u533a\u57df\u623f\u4ef7\uff1f<\/strong><\/em><\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3a\u4e86\u66f4\u65b9\u4fbf\u838e\u7c89\u4eec\u4e86\u89e3\uff0c\u8fd9\u9879\u653f\u7b56\u4e00\u65e6\u5f00\u8dd1\uff0c\u5982\u4f55\u66f4\u5feb\u638c\u63e1\u76f8\u5173\u4fe1\u606f\uff0c\u4ee5\u53ca\u5982\u4f55\u8ba1\u7b97\u5b9e\u9645\u82b1\u8d39\uff0d\u4e3d\u838e\u7279\u522b\u7ee7\u7eed\u5728\u4eca\u65e5\u7684\u4e8c\u6761\u6587\u7ae0\uff0c\u548c\u5927\u5bb6\u8fdb\u4e00\u6b65\u8ba8\u8bba\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u60a8\u5bf9\u4e8e\u76f8\u5173\u533a\u57df\u7684\u6295\u8d44\u548c\u697c\u76d8\u4fe1\u606f\u611f\u5174\u8da3\uff0c\u53ef\u4ee5\u7ee7\u7eed\u9605\u8bfb\u4e8c\u6761\u5185\u5bb9\uff0c\u6211\u4eec\u7279\u522b\u7ed9\u5927\u5bb6\u5217\u51fa\u76f8\u5173\u4e70\u623f\u6b65\u9aa4\u548c\u82b1\u8d39\uff0c\u5e94\u8be5\u80fd\u5e2e\u52a9\u838e\u7c89\u66f4\u5feb\u4e0a\u624b\u3002<\/p>\n<p>&nbsp;<\/p>\n<blockquote>\n<p style=\"text-align: center;\">&gt; \ud83d\udcf1 \u4e3d\u838e\u7684\u201c\u638c\u4e0a\u5f8b\u5e08\u201d\u670d\u52a1 \ud83d\udcf1 &lt;<\/p>\n<\/blockquote>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7088\" src=\"https:\/\/lisaslaw.co.uk\/wp-content\/uploads\/2020\/11\/Mobile-App-banner-Chinese-1.gif\" alt=\"\" width=\"1438\" height=\"810\" data-id=\"7088\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u838e\u7c89\u4eec\u5bf9\u4e8e\u4e3d\u838e\u7684\u201c\u638c\u4e0a\u5f8b\u5e08\u201d\u670d\u52a1\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u6216\u8005\u60f3\u8981\u4e86\u89e3\u5982\u4f55\u4f7f\u7528\u4e3d\u838eAPP\uff0c\u838e\u7c89\u4eec\u53ef\u70b9\u51fb\u8fd9\u91cc \u2193<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/lisaslaw.co.uk\/zh-hant\/%e6%82%a8%e7%9a%84%e6%8e%8c%e4%b8%8a%e5%be%8b%e5%b8%88%e8%a1%8c%ef%bc%9a%e5%a6%82%e4%bd%95%e4%bd%bf%e7%94%a8%e4%b8%bd%e8%8e%8eapp%ef%bc%9f\/\">\u300a\u60a8\u7684\u638c\u4e0a\u5f8b\u5e08\u884c\uff1a\u5982\u4f55\u4f7f\u7528\u4e3d\u838eAPP\uff1f\u300b<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>\u4e3d\u838e\u4ee5\u7b80\u6613\u56fe\u8868\uff0c\u4e00\u6b65\u4e00\u6b65\u5e26\u60a8\u4f7f\u7528\u4e3d\u838e\u5f8b\u5e08\u884c\u7684\u4e13\u5c5eAPP\u3002<\/p>\n<p>&nbsp;<\/p>\n<p>\u60a8\u548c\u6211\u4eec\u53ea\u6709\u4e00\u952e\u4e4b\u9694\u3002<strong>\u59d4\u6258\u6211\u4eec\uff0c\u60a8\u5b8c\u5168\u53ef\u4ee5\u66f4\u52a0\u7701\u65f6\u7701\u529b<\/strong>\u3002\u5bf9\u4e8e\u4f4f\u5f97\u8fdc\u7684\u838e\u7c89\uff0c<strong>\u60a8\u66f4\u53ef\u4ee5\u7701\u4e0b\u8f66\u8d39\u548c\u821f\u8f66\u52b3\u987f<\/strong>\u3002\u4e3d\u838e\u53ea\u60f3\u4e3a\u60a8\u505a\u5f97\u66f4\u597d\u3002<strong>\u60a8\u8bf4\uff0c\u6211\u4eec\u505a\uff01\u59d4\u6258\u4e3d\u838e\uff0c\u4ece\u6765\u6ca1\u6709\u5982\u6b64\u7b80\u5355\u8fc7\uff01<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>\u5982\u679c\u838e\u7c89\u4eec\u5bf9\u4e8e\u4e3d\u838e\u7684\u201c\u638c\u4e0a\u5f8b\u5e08\u201d\u670d\u52a1\u6709\u4efb\u4f55\u7591\u95ee\uff0c\u6216\u8005\u6709\u5176\u4ed6\u6cd5\u5f8b\u95ee\u9898\uff0c\u90fd\u53ef\u4ee5\u76f4\u63a5\u8054\u7cfb<strong>\u4e3d\u838e\u5f8b\u5e08\u884c\uff08www.lisaslaw.co.uk\uff09<\/strong>\uff0c\u6216\u8005\u901a\u8fc7\u6211\u4eec<strong>\u65d7\u4e0b<\/strong><strong>\u5b98\u7f51<\/strong>\u548c<strong>\u300a\u4e3d\u838e\u77e5\u9053\u300b\u5fae\u4fe1\u516c\u4f17\u53f7\uff08UK-LISA\uff09<\/strong>\uff0c<strong>\u5b98\u65b9\u5fae\u535a\uff08www.weibo.com\/lisaslaw\uff09<\/strong>\u54a8\u8be2\u4e3d\u838e\u3002<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\" align=\"justify\">\u4e3d\u838e\u5f8b\u5e08\u884c\u8054\u7edc\u90ae\u7bb1\uff1ainfo@lisaslaw.co.uk<\/p>\n<p style=\"text-align: center;\" align=\"justify\">\u8054\u7edc\u7535\u8bdd\uff1a020 7928 0276<\/p>\n<p style=\"text-align: center;\" align=\"justify\">\u8054\u7edc\u5fae\u4fe1\u53f7\uff1alisaslaw003<\/p>\n<p style=\"text-align: center;\" align=\"justify\">\u300a\u4e3d\u838e\u77e5\u9053\u300b\u5b98\u65b9\u5fae\u535a\uff1a<a href=\"http:\/\/www.weibo.com\/lisaslaw\" target=\"_blank\" rel=\"noopener noreferrer\">www.weibo.com\/lisaslaw<\/a>\uff1b\u624b\u673a\u7248\uff1a<a href=\"http:\/\/www.weibo.cn\/lisaslaw\" target=\"_blank\" rel=\"noopener noreferrer\">www.weibo.cn\/lisaslaw<\/a><\/p>\n<p style=\"text-align: center;\" align=\"justify\"><b>\u626b\u4e00\u626b\uff0c\u300a\u4e3d\u838e\u77e5\u9053\u300b\u5fae\u4fe1\u516c\u4f17\u53f7\uff1a<\/b><\/p>\n<p style=\"text-align: left;\" align=\"justify\"><img loading=\"lazy\" decoding=\"async\" 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