以为在买房，却被卷入“交易链”？一环卡死，交易全作废！
你知道英国房产交易中，有一种情况叫**链条式交易（Chain Transaction）**吗？听说买个房子，结果牵扯出三组买家、四组卖家，一环出问题，全盘卡住……
为什么买房时会牵扯到“别人也在买房”？
什么情况下，你的交易可能会“被卡链”？
听说链条越长，出问题的可能性越大？真的假的？
和贷款、反洗钱调查也有关系？这又是什么逻辑？
买家和卖家各自该注意什么？是否能提前预防？
英国房产买卖中的“链条式交易”其实非常常见，但多数人直到出问题才发现自己早已“身处链中”。
本期视频，我们就带你搞懂这个交易结构，了解流程中的潜在风险，让你在买卖过程中不慌不乱、提前应对。点击下方视频，立即了解！
《链条交易太复杂？英国买房竟能被“卡死”！先搞懂这一点才敢出手！》
莎粉们喜欢我们的影片吗？之后，丽莎还会继续以简单平易的方式，和大家科普更多英国法律信息。
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![Two recent immigration tribunal decisions have highlighted important points of principle in UK immigration law: the requirement for procedural fairness in decision-making and the legal distinction between a grant of leave and the administrative issuance of a Biometric Residence Permit (BRP).
Both cases demonstrate the need for applicants and their representatives to be vigilant in challenging decisions where the Home Office may have acted outside established legal boundaries.
Namecard for article - Angel Wan in English
Procedural Fairness in Hong Kong BN(O) Applications
In R (KW) v Secretary of State for the Home Department, JR-2024-LON-002169, the Upper Tribunal considered a refusal under the Hong Kong British National (Overseas) route. The applicant, a Chinese national from Hong Kong, had been refused on the basis of a previous conviction. The Home Office gave decisive weight to a Hong Kong Court of Appeal judgment it had located independently online, without putting this material to the applicant for comment.
The Tribunal found this to be a clear breach of procedural fairness, observing that the applicant had effectively been “ambushed” by evidence not disclosed to them.
While the Court of Appeal’s decision in Balajigari v Home Secretary [2019] EWCA Civ 673 was not directly applicable, it was considered a useful authority on fairness in immigration decision-making. The refusal was therefore quashed, and the case must now be reconsidered by the Home Office.
This judgment reinforces that applicants must be given an opportunity to respond to any evidence relied upon by decision-makers. Failure to do so will amount to procedural unfairness, providing strong grounds for judicial review.
The Legal Status of Biometric Residence Permits
The second case, Guerrero (s104(4A); statutory abandonment; right of appeal) [2025] UKUT 00276 (IAC), concerned an asylum seeker who received a refusal decision but was subsequently issued with a BRP stating “Refugee leave to remain.”
The First-tier Tribunal initially ruled that the BRP constituted a grant of leave, thereby treating the pending asylum appeal as abandoned under section 104(4A) of the Nationality, Immigration and Asylum Act 2002.
On appeal, the Upper Tribunal clarified the legal position. A BRP does not in itself grant leave to remain, it is an administrative document that evidences an earlier grant of leave.
Where a BRP is issued in error, no grant of leave arises, and an appeal cannot be deemed abandoned.
The Tribunal also confirmed that decisions to treat appeals as abandoned under section 104(4A) are not “excluded decisions,” and therefore fall within the Upper Tribunal’s jurisdiction to review.
The First-tier Tribunal’s decision was set aside, and the case will be re-heard.
This decision underscores the importance of distinguishing between the substantive grant of leave and the administrative issuance of a BRP. Mistaken issuance of documents cannot override statutory rights of appeal.
Conclusion
Both cases serve as reminders of the importance of legal safeguards in the immigration system when it comes to immigration tribunal decisions. The KW case highlights that applicants must be given a fair opportunity to respond to evidence before adverse decisions are made. The Guerrero case confirms that a BRP is not determinative of immigration status and cannot substitute for an actual grant of leave.
These judgments illustrate the value of expert legal representation in holding the Home Office to account where decision-making falls short of the standards required by law.](https://lisaslaw.co.uk/wp-content/uploads/2025/08/AdobeStock_284883829-scaled.jpeg "Gold coin Stack On the table save money Taking care of money - Lisa's Law Solicitors")
