Mortgage Application Guide – Avoiding Money Laundering Allegations

Getting the approval for a mortgage on a property is a very tough thing to do for most people, especially in the current climate we find ourselves in. Often, a long time has been spent filling out forms and going over options with lenders and other professionals, not to  mention saving up the money needed […]

Long-term renters! You may have to pay SDLT on your tenancy!

Stamp Duty Land Tax (SDLT) is usually something people associate with purchasing a property or land rather than with renting tenants, but it may surprise you to know that certain long term renters have had to pay 1% SDLT since 2003.   Who is effected?   People who have been renting for a substantial amount […]

Restraint of trade – out with the old, in with the new

Written by Salina Lim.     In the recent case, Peninsula Securities Ltd v Dunnes Stores (Bangor) Ltd [2020] UKSC 36, the Supreme Court has shed light on the law and questions posed in respect of contractual restraints which restrain the use of the land.   On 19 August 2020, in the case of Peninsula […]

Can you discharge or modify the Restrictive covenant, easement / right that is affecting your land?

Written by Jessie Cheow.     Creebray Ltd v Deninson and another [2020] UKUT 262 (LC) – Unsuccessful application to modify or discharge covenant.   Background   The applicant company, the registered proprietor of a vacant plot of land (Oldways) applied to discharge or modify a restrictive covenant pursuant to section 84 of the Law […]

Do Not Ignore Restrictive Covenants!

Written by Felix Otouke.     The word covenant derives its root from Latin word ‘convenire’. Meaning “come together”, agree, unite or be suitable.   A restrictive covenant is a promise that prohibits us from doing something. Therefore, in the context of an owner or occupier of a piece of land, it is a promise […]

Competition and Markets Authority has 4 major property developers in its crosshairs!

Four of the UK’s largest housing developers could face legal action after the Competition and Markets Authority (CMA) revealed it has initiated action over the way leasehold homes were sold.   The developers in question are:   Barratt Developments   Countryside Properties   Persimmon Homes   Taylor Wimpey   The CMA claims that it has […]

September Brings Wave of HUGE Property Law Changes

Some really interesting and important changes to property law are being introduced from September 2020, with a focus on both environmentalism and industrialism being demonstrated. Chancellor Rishi Sunak is bringing in extra funding to promote greener UK homes, while applications for property extensions and rebuilds are also becoming more streamlined in a bid to revitalise […]

The Law of the Land: Use Classes See Significant Changes!

Planning use classes are the legal framework which determines what a particular property may be used for by its occupants. In England, these are contained within the provision of Town and Country Planning (Use Classes) Order 1987.   On the 21st July 2020, the government published The Town and Country Planning Regulations 2020 which will […]

When Is Consent Unreasonably Withheld?

Written by Evveline Loh.   In many contracts, in particular, those dealing with landlord and tenant relationship, if some sort of consent is required from one party to enable the other party to do (or not to do) something, there is normally provision that such consent should not be unreasonably withheld. However, the issue whether […]

Possessions Proceedings, Evictions and More – Landlords vs Tenants in the Coronavirus Pandemic

The coronavirus pandemic has had a massive effect on the livelihoods of most of the world’s population. One of the most important things in life is the place you choose to live, and what to do with property that you own. It must be appreciated that renting property during this strange year can bring new […]

Jarvis v Evans – Unlicensed Landlords and Possession Notice in Wales

Written by Evveline Loh.   The Court of Appeal gave an important judgement on the 7 July 2020. It was held that a notice served under s8 of the Housing Act 1988 by a landlord is a ‘notice to terminate a tenancy’ falls within the scope of s7 (2) (f) of the Housing (Wales) Act […]

Family Law Focus – The Importance of Consent Orders

When a family finds itself going through tough times, one of the best remedies can be a plan for the future which can help bring clarity to an otherwise murky situation. Even when a family is breaking apart, being certain about how assets are being divided can bring some much needed stability, and provide a […]

Splitting assets in a divorce – How does it work?

Divorce is always going to be a difficult thing to deal with, and there is no definitive guidebook that everyone can turn to when figuring it out. Each divorce, like each marriage, is unique. A couple will spend so much time building a life together, it is only natural that they will also accumulate wealth, […]

Finally some light at the end of the tunnel? – Property transactions in May see a slight rise

HM Revenue and Customs (HMRC) presents monthly estimates of residential and non -residential property transactions in the UK and its constituent countries, and as you’d expect that last couple of reports have shown a downward trend due to the COVID-19 pandemic.   You can check out our report on the April report here: Lowest rate […]

Lockdown divorce rates are sky high…and their affect on the property market is HUGE

Being in lockdown has been hard on all of us, but it has been even worse for couples who were already questioning the lifespan of their marriage. With the current rules keeping everyone cooped up at home, it can intensify an already volatile relationship.   Divorce rates since lockdown have seen a significant rise, and […]

Lowest rate of property transactions for over a decade! But how can you benefit?

HM Revenue and Customs (HMRC) presents monthly estimates of residential and non -residential property transactions in the UK and its constituent countries.   With the world so affected by the COVID-19 outbreak at the moment, we can tell by the recent reports that purchases are on a massive downward trend.   The Figures presented in […]

Renters Let off Unfeasible Fees!

A ban on letting agents and landlords charging their tenants extortionate fees was extended to all renters from 1st June 2020.   On 1st June 2019, many fees were banned for people taking on new tenancy agreements. This is known as the Tenant Fees Act 2019, and has now been extended to all renters in […]

Mortgage Lenders Introduce New Policies for More Flexible Routes for Buyers

The property market has been hit hard by the coronavirus crisis, but now mortgage lenders are beginning to introduce new measures to make things easier for people looking to buy or sell during this tough time. The aim is to reduce the amount of disruption caused to such transactions by COVID-19 in the coming months. […]

Moving house is possible once again – but how will it work with social distancing rules?

England’s property market will reopen from today with estate agents getting the green light from the government to start operating again.   Conveyancers and removals firms can also start operations again, and buyers and renters will be able to complete purchases and view properties in person. Surveyors are also allowed to enter homes to complete […]

Uncertain times call for extraordinary measures for Landlords and Tenants

The following article was written by Salina Lim of our Conveyancing team.    Commercial tenants and landlords have an ongoing relationship in relation to lease terms despite the impact of COVID-19 on the economy on a global scale. This article touches on the various battles that tenants may endure against landlords, and vice versa during […]

Coronavirus and the housing market – is it best to hold fire on moving home?

Whether it’s buying your first home, moving to a new location or selling a property that you’ve wanted to get rid of for years, navigating the property market can be a massively stressful and financially significant experience.   With the added complications of the coronavirus, this process is now even more challenging; many people have […]

Property dispute handled excellently at Lisa’s Law

We recently navigated our way to success in a particularly challenging litigation case, whereby the defending party used various tactics to confuse and delay legal proceedings from taking place. While, as legal practitioners, this can make for frustrating work, it is all the more satisfying when that work pays off and our client is left […]

Client receives HUGE unexpected bill leading to a true David vs Goliath success story!

Life can be full of unwelcome surprises.   Picture the scene:   A businessman rents out a premises from their local council, paying them rent and believing that the energy bills are included in that rent. They have never received a bill and have always assumed that the landlord takes care of it.   Once […]

Subletting Chaos – what could go wrong without a landlord’s permission?

Like all areas of business, things do not always go to plan in the world of conveyancing. It is always important to know exactly what you are getting into, and what type of people you are dealing with before even thinking about entering into a contractual agreement.   This isn’t always as easy as it […]

The Mortgage Process – A Walkthrough

Buying your first property is bound to be one of the most exciting yet nerve wracking experiences you’ll go through in life. On the one hand you’ll have the chance to make a place your own and will feel a great sense of satisfaction and security in owning your own home, but on the other […]

10 things that should be at the front of first time buyers minds

Here at Lisa’s Law we deal with tonnes of different property cases, be it commercial conveyancing, or a growing family looking for a bigger place to live as the kids get older. An important demographic that we enjoy working with are those looking to buy property for the first time.   We have compiled a […]

Right to buy schemes – it’s not always Easy Street!

First things first, what is a right to buy scheme?   A right to buy scheme helps eligible council and housing association residents in England buy their home with a discount of up to £110,500 (£82,000 outside of London). This is an option only open to certain people and there are certain criteria that must […]

Flipping Properties – is it flippin’ risky?!

The amount of people buying properties, fixing them up in a short amount of time before selling them for profit (otherwise known as flipping) has drastically reduced in recent years. In London just 1,240 houses or flats were sold on within 12 months of being purchased last year, a fall of 86 per cent since […]

Residential disputes – is your home fit for habitation?

Landlords and tenants enter into a contract together with hopes of a mutually beneficial and harmonious relationship. Each hope to get what they want and both envision disputes and confrontation to be at a minimum or ideally non-existent. The unfortunate thing about this is most of the time life is not so simple and care […]